Monroe County property record for 1526 Ontario Dr, Waterloo, IL 62298
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 4 ba · 1,453 sqft · built 2006 |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,320 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-12-401-084-101 |
| Primary APN | 07-12-401-084-101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,453 sqft Living Area |
| 1st Floor Area | 1,453 sqft |
| Basement Area | 1,453 sqft |
| Unfinished Basement | 1,453 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 648 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1526 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5620 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | WR5 |
| Legal Description | UNIT 13 VILLAS OF NORTHWINDS PLAT 6 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Unit | 13 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 600401 |
1526 Ontario Dr, a condominium, is held in a trust.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1524 ONTARIO DR, WATERLOO, IL 62298-5620 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1526 ONTARIO DR, WATERLOO, IL 62298-5620 |
| Document Number | 0000394504 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1524 ONTARIO DR WATERLOO IL 622985620, WATERLOO, IL 62298-5620 |
| Document Number | 0000394504 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 394504 |
| Name | COLUMBIA NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, IL 62236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 25, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1526 Ontario Dr was $4,320, up 4.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,320.00 (+4.55%) | $70,810 Land $2,540 Building $68,270 | $212,430 Land $7,620 Building $204,810 |
| 2024 | $4,132.00 | ||
| 2022 | $60,170 Land $1,900 Building $58,270 | $180,510 Land $5,700 Building $174,810 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1526 Ontario Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1526 Ontario Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
May also be available: Wisper ISP.
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