1507 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1507 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 2024
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2026)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071123 03900`

Property Details

APN / Parcel Number

Primary APN	`071123 03900`
Alternative APN	`123 03900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,997 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1507 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	38
Legal Lot Number	4
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3049
Census Tract	100

Owner

Source: Putnam County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer PARAMOUNT TITLE
Mar 16, 2026	Intrafamily Transfer, Transfer
Mar 11, 2026	Re-recorded Document
Nov 21, 2024	Warranty Deed, Transfer
Oct 17, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Nov 21, 2024 · Amount on Record
Deed Document Number	2026328547
Deed Book / Page	1723 / 339
Prior Transfer Date	Mar 10, 2026
Prior Transfer Doc	0000322169
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 17, 2026
Property Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211
Document Number	0000328547
Book / Page	1723 / 339
Instrument Date	Aug 13, 2026
Instrument	2026328547
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Tax	$201,798.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	Mar 16, 2026
Property Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211
Document Number	0001683713
Book / Page	1683 / 713
Map Reference	MB B PG 23-30
Instrument Date	Mar 11, 2026
Instrument	322169
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211

March 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PUTNAM TN
Recording Date	Mar 11, 2026
Property Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211
Document Number	0001682708
Book / Page	1682 / 708
Map Reference	MB B PG 23-30
Instrument Date	Mar 10, 2026
Instrument	321989
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Nov 21, 2024
Property Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211
Document Number	0001581532
Book / Page	1581 / 532
Map Reference	CAB B SL 27 SH 2
Instrument Date	Nov 18, 2024
Instrument	304920
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$1,979.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211

October 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 17, 2023
Property Address	1507 E OVERLOOK RD, MONTEREY, TN 38574-7211
Document Number	0001504740
Book / Page	1504 / 740
Map Reference	CAB B SL 27
Instrument Date	Oct 12, 2023
Instrument	291580
Transaction Type	Construction Loan
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$155.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3711 MAXWELL RD, LIVINGSTON, TN 38570
Investor	Possibly a Property Investor

Mortgage

Document Number	0000291581
Date	Oct 17, 2023
Instrument	291581

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 12, 2024

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (+791.89%)	$62,025 (+727%) Land $7,500 Building $54,525
2023		$7,500 (-) Land $7,500
2022	$185.00	$7,500 Land $7,500	$30,000 (-87.91%) Land $30,000
2021			$248,100 Land $30,000 Building $218,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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