Charlotte County property record for 15060 River Birch Ct, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,041 sqft · built 2022 |
| Lot Size | 0.223 acres (9,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,100 (Sep 2022) |
| Tax Bill | $9,506 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 42-23-20-203-019 |
| Primary APN | 42-23-20-203-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,041 sqft Living Area |
| Gross Area | 4,111 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,749 sqft (0.223 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 1,104 sqft |
| Pool Area | 34 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 15060 RIVER BIRCH CT |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HTL 002 0000 0460 HERITAGE LANDING PHASE II LOT 460 4909/1558 5045/481 (9750 SF) |
| Legal Phase | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10505 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15060 RIVER BIRCH CT, PUNTA GORDA, FL 33955-6312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on Record |
| Deed Sale | Sep 8, 2022 · Amount on Record |
| Deed Document Number | 3148494 |
| Deed Book / Page | 5045 / 481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 8, 2022 |
| Property Address | 15060 RIVER BIRCH CT, PUNTA GORDA, FL 33955-6312 |
| Document Number | 0050450481 |
| Book / Page | 5045 / 481 |
| Map Reference | MB 24 PG 19 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 3148494 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 15060 RIVER BIRCH CT, PUNTA GORDA, FL 33955-6312 |
| Document Number | 0005045485 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 5045/485 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,506.00 (-26.31%) Homeowner's exemption | $670,144 (-0.53%) | $723,307 (+4.94%) Land $65,000 Building $658,307 |
| 2023 | $12,900.00 (+378.13%) Homeowner's exemption | $673,735 (+1,551.31%) | $689,243 (+1,589.32%) Land $60,000 Building $629,243 |
| 2022 | $2,698.00 | $40,800 Land $40,800 | $40,800 Land $40,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 195 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 875 units insured incl. 680 condo units |
| Nearby Flood Claims | 101 (2022–2025) |
| Claims Outside the SFHA | 4 of 101 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 88% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: BridgeMAXX Suncoast Broadband.
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