1506 Armadillo Pl, Lady Lake, FL 32159 Property Records

Sumter County property record for 1506 Armadillo Pl, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,158 sqft · built 1996
Lot Size	0.178 acres (7,772 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Sep 2018)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131823D13J038`

Property Details

APN / Parcel Number

Primary APN	`131823D13J038`
Alternative APNs	`D13J038` `1013979`

Interior

Building Area	1,158 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	7,772 sqft (0.178 acres)
Lot Dimensions	116 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft

Location & Zoning

Street Address	1506 ARMADILLO PL
City	LADY LAKE
State	FL
Zip	32159-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 THE VILLAGES OF SUMTER UNIT NO. 10 PLAT BOOK 4 PAGES 118-118D
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	38
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1000
Census Tract	910800

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1506 ARMADILLO PL, THE VILLAGES, FL 32159-9145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	201832009
Deed Book / Page	3462 / 160
Last Transfer Date	Oct 25, 2019
Transfer Doc	0036570742
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1506 ARMADILLO PL, THE VILLAGES, FL 32159-9145
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 ARMADILLO PL, THE VILLAGES, FL 32159-9145

Mortgage

Document Number	0039360135
Date	Mar 2, 2021
Book Page	3936/135
Instrument	202160010834

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Nov 18, 2019
Property Address	1506 ARMADILLO PL, THE VILLAGES, FL 32159-9145
Document Number	0036570742
Book / Page	003657 / 000742
Instrument Date	Oct 25, 2019
Instrument	60044481
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1506 ARMADILLO PL THE VILLAGES FL 321599145, THE VILLAGES, FL 32159-9145

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 7, 2018
Property Address	1506 ARMADILLO PL, THE VILLAGES, FL 32159-9145
Document Number	0034620160
Book / Page	3462 / 0160
Map Reference	MB4 PG118-118D
Instrument Date	Aug 28, 2018
Instrument	201860032009
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 WARWICK CT, 14, BARNEGAT, NJ 08005-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 ARMADILLO PL, LADY LAKE, FL 32159-9145

Mortgage

Document Number	201860032010
Date	Sep 7, 2018
Instrument	201860032010

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+1.31%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$158,840 (+5.98%)	$224,360 (+2.06%) Land $46,630 Building $177,730
2024	$1,838.00 (+18.28%)
2023	$1,554.00 (+0.91%) Additional exemption filed	$149,880 (+3%)	$219,840 (+10.21%) Land $31,090 Building $188,750
2022	$1,540.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$145,520	$199,480 Land $31,090 Building $168,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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