1505 Armadillo Pl, Lady Lake, FL 32159 Property Records

Sumter County property record for 1505 Armadillo Pl, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1997
Lot Size	0.187 acres (8,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2023)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	May 2023 Sale Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131823D13J033`

Property Details

APN / Parcel Number

Primary APN	`131823D13J033`
Alternative APNs	`D13J033` `1013974`

Interior

Building Area	1,148 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	8,140 sqft (0.187 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	264 sqft

Location & Zoning

Street Address	1505 ARMADILLO PL
City	LADY LAKE
State	FL
Zip	32159-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 THE VILLAGES OF SUMTER UNIT NO. 10 PLAT BOOK 4 PAGES 118-118D
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	33
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1000
Census Tract	910800

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5588 FOURTH LINE RD, NORTH GOWER, ON K0A 2
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE
Oct 25, 2017	Reverse Mortgage, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	202317171
Deed Book / Page	4459 / 619
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	0033250020
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 2, 2023
Property Address	1505 ARMADILLO PL, THE VILLAGES, FL 32159-9145
Document Number	0044590619
Book / Page	4459 / 619
Map Reference	MB 4 PG 118-118D
Instrument Date	Apr 24, 2023
Instrument	202360017171
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9922 SE 64TH AVE, BELLEVIEW, FL 34420-6374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5588 FOURTH LINE ROAD, NORTH GOWER XX

October 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SUMTER FL
Recording Date	Oct 25, 2017
Property Address	1505 ARMADILLO PL, THE VILLAGES, FL 32159-9145
Document Number	0033250020
Book / Page	003325 / 000020
Instrument Date	Sep 22, 2017
Instrument	60034840
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	MARKETPLACE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1505 ARMADILLO PL THE VILLAGES FL 321599145, THE VILLAGES, FL 32159-9145

Mortgage

Document Number	33130051
Date	Oct 25, 2017
Book Page	003313/000051
Instrument	60031697

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Oct 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Mortgage

Document Number	33130067,
Date	Oct 25, 2017
Book Page	003313/000067
Instrument	60031698

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Oct 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,224.00 (+4.64%)	$244,120 (+118.78%) Land $48,840 Building $195,280	$244,120 (+8.81%) Land $48,840 Building $195,280
2024	$3,081.00 (+178.82%)
2023	$1,105.00 (-3.75%) Additional exemption filed	$111,580 (+3%)	$224,350 (+11.73%) Land $32,560 Building $191,790
2022	$1,148.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$108,330	$200,800 Land $32,560 Building $168,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

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