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15054 Espola Rd, Poway, CA 92064 Property Records

San Diego County property record for 15054 Espola Rd, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,355 sqft · built 2005
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on File
Last Sale$875,000 (Mar 2014)
Tax Bill$12,113 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN321-011-40-00

Property Details

APN / Parcel Number

Primary APN321-011-40-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,355 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area25,700 sqft (0.59 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15054 ESPOLA RD
CityPOWAY
StateCA
Zip92064-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM17803
Legal SubdivisionCITY OF POWAY
Legal Tract1017803
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract17053

Owner

Source: San Diego County records · APN 321-011-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15054 ESPOLA RD, POWAY, CA 92064-2752
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 01, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2014 · Amount on Record
Deed SaleMar 06, 2014 · Amount on Record
Prior SaleNov 20, 2012 · Amount on Record
Deed Document Number201489240
Last Transfer DateJan 22, 2021
Transfer Doc0000075997
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15054 ESPOLA RD, POWAY, CA 92064-2752
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000481116
DateAug 25, 2020
Instrument2020-0481116
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 01, 2021
Property Address15054 ESPOLA RD, POWAY, CA 92064-2752
Document Number0000075997
Map ReferenceDOC 96-644701
Instrument DateJan 22, 2021
Instrument2021-0075997
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address15054 ESPOLA RD, POWAY, CA 92064-2752

Mortgage

Document Number0000075998
DateFeb 01, 2021
Instrument2021-0075998
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 29, 2020
Property Address15054 ESPOLA RD, POWAY, CA 92064-2752
Document Number0000842091
Instrument DateDec 04, 2020
Instrument842091
Transaction TypeTransfer
Record UpdatedJan 08, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15054 ESPOLA RD POWAY CA 920642752, POWAY, CA 92064-2752

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,094,071 (+2%) Land $643,573 Building $450,498
2025$12,113.00 (+4.93%) Homeowner's exemption$1,072,619 (+4.04%) Land $630,954 Building $441,665
2023$11,544.00 (+1.7%) Homeowner's exemption$1,030,969 Land $606,454 Building $424,515
2022$11,351.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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