San Diego County property record for 15018 Espola Rd, #20, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,484 sqft · built 1974 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $555,000 (Apr 2005) |
| Tax Bill | $10,440 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 321-011-29-00 |
| Primary APN | 321-011-29-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,484 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15018 ESPOLA RD, 20 |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-2752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | PAR 1 TR PM13884 |
| Legal Subdivision | PARCEL MAP NO 13884 |
| Legal Tract | 13884 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 17053 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 15020 ESPOLA RD, POWAY, CA 92064-2752 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 25, 2024 | Intrafamily Transfer, Transfer |
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2005 · Amount on Record |
| Deed Sale | Apr 8, 2005 · Amount on Record |
| Prior Sale | Apr 18, 2001 · Amount on Record |
| Deed Document Number | 2005290146 |
| Last Transfer Date | Apr 4, 2024 |
| Transfer Doc | 0000103167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 25, 2024 |
| Property Address | 15018 ESPOLA RD # 20, 20, POWAY, CA 92064-2752 |
| Document Number | 0000103167 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 2024-0103167 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 15020 ESPOLA RD, POWAY, CA 92064-2752 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15018 ESPOLA RD # 20, 20, POWAY, CA 92064-2752 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 15020 ESPOLA RD, POWAY, CA 92064-2752 |
| Document Number | 0000259448 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023-0259448 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 15018 ESPOLA RD # 20, 20, POWAY, CA 92064-2752 |
| Document Number | 0000282768 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021-0282768 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 15020 ESPOLA RD, POWAY, CA 92064-2752 |
| Document Number | 0000282769 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0282769 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $938,128 (+2%) Land $355,438 Building $582,690 | |
| 2025 | $10,440.00 (+5.04%) Homeowner's exemption | $919,734 (+4.04%) Land $348,469 Building $571,265 |
| 2023 | $9,939.00 (+1.69%) Homeowner's exemption | $884,022 Land $334,939 Building $549,083 |
| 2022 | $9,774.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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