1505 Sunset Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1505 Sunset Rd, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,625 sqft · built 1950
Lot Size0.246 acres (10,731 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Jul 2018)
Tax Bill$2,480 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN127P S 007

Property Details

APN / Parcel Number

Primary APN127P S 007
Alternative APN
  • 0000052345

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,625 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,731 sqft (0.246 acres)
Lot Dimensions122 ft deep x 66.8 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000052345
Street Address1505 SUNSET RD
CityCHATTANOOGA
StateTN
Zip37405-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL M THOMAS TRACT N/R
Legal SubdivisionTHOMAS L M
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1012
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1505 SUNSET RD, CHATTANOOGA, TN 37405-2422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jul 2, 2018Warranty Deed, Transfer · Line of Credit
ATLANTIC CAP BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2018 · Amount on Record
Deed SaleJul 2, 2018 · Amount on Record
Prior SaleSep 4, 2013 · Amount on Record
Deed Document Number2018070200096
Deed Book / Page11389 / 140
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1505 SUNSET RD, CHATTANOOGA, TN 37405-2422
Document Number1030000250
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyTITLE SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1505 SUNSET RD CHATTANOOGA TN 374052422, CHATTANOOGA, TN 37405-2422

Mortgage

Document Number1030000250
DateOct 30, 2020
Book Page012212/000332
Instrument201030000250
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 29, 2040

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 2, 2018
Property Address1505 SUNSET RD, CHATTANOOGA, TN 37405-2422
Document Number0702000096
Book / Page011389 / 000140
Instrument DateJun 29, 2018
Instrument180702000096
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyTITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,219.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1505 SUNSET RD CHATTANOOGA TN 374052422, CHATTANOOGA, TN 37405-2422

Mortgage

Document Number702000098
DateJul 2, 2018
Book Page011389/000157
Instrument180702000098
Lender
NameATLANTIC CAP BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 1, 2028
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number702000097,
DateJul 2, 2018
Book Page011389/000142
Instrument180702000097
Lender
NameATLANTIC CAP BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,480.00 (-19.24%)$163,650 (+19.21%)$654,600 (+19.21%) Land $289,200 Building $365,400
2024$3,071.00$137,275 (-)$549,100 (-) Land $240,000 Building $309,100
2023$3,071.00$137,275 (-)$549,100 (-) Land $240,000 Building $309,100
2022$3,071.00$137,275$549,100 Land $240,000 Building $309,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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