1516 Sunset Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1516 Sunset Rd, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,490 sqft · built 1928
Lot Size0.406 acres (17,689 sqft)
OwnerIndividual Name on Record
Last Sale$1,140,000 (Jul 2023)
Tax Bill$2,956 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN127J B 014

Property Details

APN / Parcel Number

Primary APN127J B 014
Alternative APN
  • 0000051459

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,490 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1983
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,689 sqft (0.406 acres)
Lot Dimensions154 ft deep x 179 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000051459
Street Address1516 SUNSET RD
CityCHATTANOOGA
StateTN
Zip37405-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL M THOMAS TRACT N/R
Legal SubdivisionTHOMAS L M
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1013
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274
Individually ListedModel Electric Home
listed 1993 · 2 contributing resources · NRIS 93000645

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1516 SUNSET RD, CHATTANOOGA, TN 37405-2423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2025Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Jul 3, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2023 · Amount on Record
Deed SaleJul 3, 2023 · Amount on Record
Deed Document Number20230703162
Deed Book / Page13334 / 892
Prior Transfer DateJun 2, 1998
Prior Transfer Doc0051060864
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1516 SUNSET RD, CHATTANOOGA, TN 37405-2423
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 SUNSET RD, CHATTANOOGA, TN 37405-2423

Mortgage

Document Number0000000089
DateJun 6, 2025
Book Page13944/718
Instrument2025060600089
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 23, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJul 3, 2023
Property Address1516 SUNSET RD, CHATTANOOGA, TN 37405-2423
Document Number0000000162
Book / Page13334 / 892
Instrument DateJun 30, 2023
Instrument2023070300162
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 SUNSET RD, CHATTANOOGA, TN 37405-2423

Mortgage

Document Number0000000163
DateJul 3, 2023
Instrument2023070300163
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,956.00 (-20.49%)$195,075 (+17.37%)$780,300 (+17.37%) Land $476,700 Building $303,600
2024$3,718.00$166,200 (-)$664,800 (-) Land $375,000 Building $289,800
2023$3,718.00$166,200 (-)$664,800 (-) Land $375,000 Building $289,800
2022$3,718.00$166,200$664,800 Land $375,000 Building $289,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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