1505 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1505 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,619 sqft · built 1960
Lot Size	0.366 acres (15,929 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Aug 2022)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-330-02-00`

Property Details

APN / Parcel Number

Primary APN	`400-330-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,619 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	15,929 sqft (0.366 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1505 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 16 LOT 19 ELY 105.25 FT OF WLY 185 FT OF NLY 188.60 FT OF TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	16
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16401

Owner

1505 Pepper Dr is owned by an individual who bought it in August 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1451 CARACARA CIR, EL CAJON, CA 92019-2552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Jun 24, 2002 · Amount on File
Deed Document Number	2022348235
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	0000348234
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2022
Property Address	1505 PEPPER DR, EL CAJON, CA 92021-3614
Document Number	0000348235
Map Reference	MB 170 PG 71
Instrument Date	Aug 15, 2022
Instrument	2022-0348235
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 CARACARA CIR, EL CAJON, CA 92019-2552

Mortgage

Document Number	0000348236
Date	Aug 31, 2022
Instrument	2022-0348236

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2022
Property Address	1505 PEPPER DR, EL CAJON, CA 92021-3614
Document Number	0000348234
Map Reference	MB 170 PG 71
Instrument Date	Aug 15, 2022
Instrument	2022-0348234
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3852 MILAN ST, SAN DIEGO, CA 92107-3714

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1505 PEPPER DR, EL CAJON, CA 92021-3614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334332
Date	Aug 15, 2018
Instrument	2018-0334332

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1505 PEPPER DR, EL CAJON, CA 92021-3614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 PEPPER DR, EL CAJON, CA 92021-3614

Mortgage

Document Number	0000530615
Date	Sep 11, 2020
Instrument	2020-0530615

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Pepper Dr was $7,519.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,663 (+2%) Land $296,776 Building $286,887
2025	$7,519.00	$572,219 Land $290,957 Building $281,262
2023	$6,925.00 (+26%)	$522,000 Land $265,000 Building $257,000
2022	$5,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1505 Pepper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Pepper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Pepper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures