1475 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1475 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1968
Lot Size	0.219 acres (9,538 sqft)
Owner	2 Company Names on File
Last Sale	$610,000 (Oct 2021)
Tax Bill	$8,317 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400-342-31-00`

Property Details

APN / Parcel Number

Primary APN	`400-342-31-00`
Alternative APN	`4003405900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	9,538 sqft (0.219 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4003405900
Street Address	1475 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 16 LOT 21 N 90 FT OF E 90 FT OF TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	16
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16401

Owner

1475 Pepper Dr is owned by a company that bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	1475 PEPPER DR, EL CAJON, CA 92021-1552
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Nov 29, 2012 · Amount on File
Deed Document Number	2021738322
Prior Transfer Date	Apr 2, 2012
Prior Transfer Doc	0000223115
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	1475 PEPPER DR, EL CAJON, CA 92021-1552
Document Number	0000738322
Map Reference	MAP 355
Instrument Date	Oct 1, 2021
Instrument	2021-0738322
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1475 PEPPER DR, EL CAJON, CA 92021-1552

Mortgage

Document Number	0000738323
Date	Oct 22, 2021
Instrument	2021-0738323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1475 Pepper Dr was $8,317.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,280 (+2%) Land $268,587 Building $391,693
2025	$8,317.00	$647,334 Land $263,321 Building $384,013
2023	$8,039.00 (+1.93%) Homeowner's exemption	$622,199 Land $253,097 Building $369,102
2022	$7,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1475 Pepper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 Pepper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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