St. Clair County property record for 1505 Optimist Ct, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,269 sqft · built 1970 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (Dec 2023) |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jan 2020 Mortgage |
| APN | 08-29-0-408-015 |
| Primary APN | 08-29-0-408-015 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| Basement Area | 1,269 sqft |
| Unfinished Basement | 1,269 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Mixed |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Canopy | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 1505 OPTIMIST CT |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VEILE SUB 1ST ADD LT 5 IN A02036321 & PT LT 4 IN A02801189 |
| Legal Subdivision | VEILE ADD |
| Legal Block | 408 |
| Legal Lot Number | 4,5 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 503304 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1505 OPTIMIST CT, BELLEVILLE, IL 62220-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO |
| Jan 27, 2020 | Quit Claim Deed, Transfer ROYAL UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Sep 20, 2013 · Amount on Record |
| Deed Document Number | 20232801189 |
| Prior Transfer Date | Dec 5, 2019 |
| Prior Transfer Doc | 00A2640466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 21, 2023 |
| Property Address | 1505 OPTIMIST CT, BELLEVILLE, IL 62220-2907 |
| Document Number | 0A02801189 |
| Map Reference | MB 62 PG 13 |
| Instrument Date | Dec 19, 2023 |
| Instrument | A02801189 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1505 OPTIMIST CT, BELLEVILLE, IL 62220-2907 |
| Document Number | 0A02801190 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | A02801190 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 27, 2020 |
| Property Address | 1505 OPTIMIST CT, BELLEVILLE, IL 62220-2907 |
| Document Number | 00A2640466 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 2640466 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1505 OPTIMIST CT BELLEVILLE IL 622202907, BELLEVILLE, IL 62220-2907 |
| Document Number | A2640467 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2640467 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 26, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (+10.01%) Homeowner's exemption | $69,345 (+10.87%) Land $8,385 Building $60,960 | $208,035 (+10.87%) Land $25,155 Building $182,880 |
| 2024 | $4,207.00 | $62,546 (+55.43%) Land $7,563 Building $54,983 | $187,638 (+55.43%) Land $22,689 Building $164,949 |
| 2022 | $40,241 Land $6,794 Building $33,447 | $120,723 Land $20,382 Building $100,341 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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