St. Clair County property record for 1504 Optimist Ct, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,217 sqft · built 1968 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Nov 2021) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| APN | 08-29-0-408-017 |
| Primary APN | 08-29-0-408-017 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Basement Area | 1,817 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 584 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|
| Street Address | 1504 OPTIMIST CT |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VEILE SUB 1ST ADD LOT/SEC-3 LTS 3, 4 & W 15 FT LT 2 A02727264 |
| Legal Subdivision | VEILE ADD |
| Legal Block | 408 |
| Legal Lot Number | 2,3 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 503304 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1504 OPTIMIST CT, BELLEVILLE, IL 62220-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| Dec 22, 2020 | Deed of Trust, Mortgage AMERICAN PORTFOLIO MTG |
| May 7, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage AMERICAN PORTFOLIO MTG |
| Nov 14, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | May 7, 2019 |
| Deed Document Number | 20212727264 |
| Prior Transfer Date | Apr 29, 2019 |
| Prior Transfer Doc | 00A2612091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 24, 2021 |
| Property Address | 1504 OPTIMIST CT, BELLEVILLE, IL 62220-2906 |
| Document Number | A02727264 |
| Map Reference | MB 62 PG 13 |
| Instrument Date | Nov 24, 2021 |
| Instrument | A02727264 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1504 OPTIMIST CT, BELLEVILLE, IL 62220-2906 |
| Document Number | A02727265 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | A02727265 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1504 OPTIMIST CT, BELLEVILLE, IL 62220-2906 |
| Document Number | 00A2681548 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1504 OPTIMIST CT BELLEVILLE IL 622202906, BELLEVILLE, IL 62220-2906 |
| Document Number | 00A2681548 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2681548 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 7, 2019 |
| Property Address | 1504 OPTIMIST CT, BELLEVILLE, IL 62220-2906 |
| Document Number | 00A2612091 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2612091 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1504 OPTIMIST CT BELLEVILLE IL 622202906, BELLEVILLE, IL 62220-2906 |
| Document Number | A2612092 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2612092 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 14, 2018 |
| Property Address | 1504 OPTIMIST CT, BELLEVILLE, IL 62220-2906 |
| Document Number | 00A2596317 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2596317 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | BENEDICK TITLE, BENEDICK TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1504 OPTIMIST CT BELLEVILLE IL 622202906, BELLEVILLE, IL 62220-2906 |
| Document Number | A2596318 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 2596318 |
| Name | AMERICAN PORTFOLIO MTG |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate | 4.99% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 (-1.78%) Homeowner's exemption Senior Citizen's exemption | $61,797 (+10.87%) Land $7,324 Building $54,473 | $185,391 (+10.87%) Land $21,972 Building $163,419 |
| 2024 | $2,532.00 | $55,738 (+23.76%) Land $6,606 Building $49,132 | $167,214 (+23.76%) Land $19,818 Building $147,396 |
| 2022 | $45,038 Land $5,934 Building $39,104 | $135,114 Land $17,802 Building $117,312 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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