1505 Flat Creek Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1505 Flat Creek Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,935 sqft · built 1979
Lot Size	0.846 acres (36,844 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2021)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0081D-0B-008.01`

Property Details

APN / Parcel Number

Primary APN	`0081D-0B-008.01`
Alternative APN	`13073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	2,573 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,844 sqft (0.846 acres)
Lot Dimensions	37 ft deep x 100 ft wide
Garage Area	384 sqft
Porch	Porch
Porch Area	54 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	13073
Street Address	1505 FLAT CREEK RD
City	LANCASTER
State	SC
Zip	29720-7668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Description	0.849 AC
Legal Subdivision	DORA MCGEE PROPERTY
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1007
Census Tract	11001

Owner

1505 Flat Creek Rd is owned and occupied by an individual who bought it in November 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 19, 2020	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Aug 28, 2019	Grant Deed, Transfer SERVICELINK
Jun 14, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jun 19, 2020 · Amount on File
Deed Document Number	202123965
Deed Book / Page	1494 / 153
Prior Transfer Date	Feb 10, 2012
Prior Transfer Doc	0000002233
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 30, 2021
Property Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668
Document Number	0000023965
Book / Page	1494 / 153
Map Reference	MB 2 PG 37
Instrument Date	Nov 29, 2021
Instrument	2021023965
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668

Mortgage

Document Number	0000023966
Date	Nov 30, 2021
Book Page	4603/91
Instrument	2021023966

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 19, 2020
Property Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668
Document Number	0000009776
Book / Page	1339 / 73
Map Reference	MB 2 PG 37
Instrument Date	Jun 19, 2020
Instrument	2020009776
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$823.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668

Mortgage

Document Number	0000009777
Date	Jun 19, 2020
Instrument	2020009777

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 5, 2020
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 28, 2019
Property Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668
Document Number	0000012956
Book / Page	001265 / 000032
Instrument Date	Aug 23, 2019
Instrument	12956
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$429.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 FOX RUN RD LANCASTER SC 297207542, LANCASTER, SC 29720-7542

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 14, 2019
Property Address	1505 FLAT CREEK RD, LANCASTER, SC 29720-7668
Document Number	0000008423
Book / Page	001241 / 000170
Instrument Date	Jun 11, 2019
Instrument	8423
Transaction Type	Foreclosure
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$429.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Flat Creek Rd was $1,768, up 7.8% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (+7.8%)	$12,112 Land $540 Building $11,572	$302,800 Land $13,500 Building $289,300
2024	$1,640.00 (+0.37%)
2023	$1,634.00	$10,688 Land $540 Building $10,148	$267,200 Land $13,500 Building $253,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1505 Flat Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Flat Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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