1487 Flat Creek Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1487 Flat Creek Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1950
Lot Size	0.43 acres (18,748 sqft)
Owner	2 Individual Names on File
Last Sale	$59,000 (Jan 2017)
Tax Bill	$384 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0081D-0B-018.00`

Property Details

APN / Parcel Number

Primary APN	`0081D-0B-018.00`
Alternative APN	`13083`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,212 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,748 sqft (0.43 acres)
Lot Dimensions	18.5 ft deep x 100 ft wide
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	13083
Street Address	1487 FLAT CREEK RD
City	LANCASTER
State	SC
Zip	29720-7663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Description	100X185
Legal Subdivision	PROPERTY OF MRS DORA MCGEE
Legal Block	12-24
Legal Lot Number	21-24
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1007
Census Tract	11001

Owner

1487 Flat Creek Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Lancaster County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jun 8, 2023	Intrafamily Transfer, Transfer
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 27, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 6, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Deed Document Number	2017280
Deed Book / Page	1025 / 34
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011834
Date	Sep 18, 2023
Book Page	2024/86
Instrument	2023011834

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2048

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Jun 8, 2023
Property Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663
Document Number	0000007201
Book / Page	1674 / 285
Map Reference	MB 2 PG 37
Instrument Date	May 26, 2023
Instrument	2023007201
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006340
Date	Apr 13, 2022
Book Page	4720/288
Instrument	2022006340

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017554
Date	Aug 27, 2021
Book Page	4508/188
Instrument	2021017554

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 6, 2017
Property Address	1487 FLAT CREEK RD, LANCASTER, SC 29720-7663
Document Number	0000000280
Book / Page	001025 / 000034
Instrument Date	Jan 5, 2017
Instrument	280
Transaction Type	Transfer
Record Updated	Jan 11, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1487 FLAT CREEK RD LANCASTER SC 297207663, LANCASTER, SC 29720-7663

Mortgage

Document Number	281,
Date	Jan 6, 2017
Book Page	003290/000217
Instrument	281

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1487 Flat Creek Rd was $384, up 9.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$384.00 (+9.4%)	$2,631 Land $537 Building $2,094	$85,700 Land $17,500 Building $68,200
2024	$351.00 (+0.29%)
2023	$350.00	$2,288 Land $600 Building $1,688	$57,200 Land $15,000 Building $42,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1487 Flat Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1487 Flat Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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