Polk County property record for 1502 E Elm Rd, Lakeland, FL 33801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1948 |
| Lot Size | 0.179 acres (7,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Mar 2022) |
| Tax Bill | $2,532 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-17-193000-007181 |
| Primary APN | 24-28-17-193000-007181 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,775 sqft (0.179 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 1,981 sqft |
| Carport | Carport |
| Carport Area | 1,981 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 368 sqft |
| Street Address | 1502 E ELM RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | SHORE ACRES PB 7 PG 15 BLK 7 LOT 18 LESS E 35 FT & 19 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | SHORE ACRES |
| Legal Tract | 193000 |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10300 |
1502 E Elm Rd is owned and occupied by an individual who bought it in March 2022.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1502 E ELM RD, LAKELAND, FL 33801-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2020 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | Feb 28, 2020 · Amount on File |
| Deed Document Number | 202277612 |
| Deed Book / Page | 12173 / 408 |
| Transfer Doc | 0048400199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 1502 E ELM RD, LAKELAND, FL 33801-2320 |
| Document Number | 0000077612 |
| Book / Page | 12173 / 408 |
| Map Reference | MB 7 PG 15 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022077612 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4320 DUNDEE RD, 4320, WINTER HAVEN, FL 33884-1119 |
| Name | Verified Name |
|---|---|
| Address | 1502 E ELM RD, LAKELAND, FL 33801-2320 |
| Document Number | 0012173409 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 12173/409 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 28, 2020 |
| Property Address | 1502 E ELM RD, LAKELAND, FL 33801-2320 |
| Document Number | 0111571387 |
| Book / Page | 011157 / 001387 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 46492 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $886.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1502 E ELM RD LAKELAND FL 338012320, LAKELAND, FL 33801-2320 |
| Document Number | 111571389 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 011157/001389 |
| Instrument | 46493 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Number | 111571402, |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 011157/001402 |
| Instrument | 46494 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2050 |
The 2025 property tax bill for 1502 E Elm Rd was $2,532.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,426 (+1%) | $163,970 (+16.8%) Land $32,254 Building $131,716 | |
| 2025 | $2,532.00 | $140,387 Land $18,653 Building $121,734 | $140,387 Land $18,653 Building $121,734 |
| 2023 | $2,515.00 (+61.11%) | $137,993 (+39.83%) Land $17,876 Building $120,117 | $137,993 (+39.83%) Land $17,876 Building $120,117 |
| 2022 | $1,561.00 | $98,687 Land $15,155 Building $83,532 | $98,687 Land $15,155 Building $83,532 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1502 E Elm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1502 E Elm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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