Hamilton County property record for 15048 Karsten Cir, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,016 sqft · built 2014 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,621 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-17-022-010.000-015 |
| Primary APN | 29-10-17-022-010.000-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,016 sqft Living Area |
| Basement Area | 1,720 sqft |
| Finished Basement | 1,376 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 804 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0810170022010000 |
|---|---|
| Street Address | 15048 KARSTEN CIR |
| City | CARMEL |
| State | IN |
| Zip | 46033-6609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .29, SECTION 17, TOWNSHIP 18, RANGE 4, VILLAGE AT BRIDGEWATER, SECTION 2, LOT 82, IRREGULAR SHAPE |
| Legal Subdivision | VILLAGE/BRIDGEWATER SEC 2 |
| Legal Lot Number | 82 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 110515 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 9, 2017 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| May 26, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Jun 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 |
| Deed Sale | Jun 24, 2019 |
| Prior Sale | Jun 24, 2019 |
| Deed Document Number | 2019026668 |
| Last Transfer Date | May 26, 2020 |
| Transfer Doc | 2020031045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001460 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 2017001460 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050005 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 2017050005 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 26, 2020 |
| Property Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Document Number | 2020031045 |
| Instrument Date | May 11, 2020 |
| Instrument | 2020031045 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Document Number | 2020031046 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020031046 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 24, 2019 |
| Property Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Document Number | 2019026668 |
| Map Reference | CAB 5 SL 129 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019026668 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15048 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Document Number | 2019026669 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2019026669 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766,600 (+18.65%) Land $100,000 Building $666,600 | $766,600 (+18.65%) Land $100,000 Building $666,600 | |
| 2024 | $7,621.00 (+3.2%) | ||
| 2023 | $7,385.00 (+13.63%) Homeowner's exemption | $646,100 (+15.95%) Land $100,000 Building $546,100 | $646,100 (+15.95%) Land $100,000 Building $546,100 |
| 2022 | $6,499.00 Homeowner's exemption | $557,200 Land $85,000 Building $472,200 | $557,200 Land $85,000 Building $472,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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