Hamilton County property record for 15010 Karsten Cir, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,031 sqft · built 2014 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,428 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-17-022-007.000-015 |
| Primary APN | 29-10-17-022-007.000-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 5,031 sqft Living Area |
| 1st Floor Area | 1,923 sqft |
| 2nd Floor Area | 1,585 sqft |
| Basement Area | 1,923 sqft |
| Finished Basement | 1,523 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0810170022007000 |
|---|---|
| Street Address | 15010 KARSTEN CIR |
| City | CARMEL |
| State | IN |
| Zip | 46033-6609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .27, SECTION 17, TOWNSHIP 18, RANGE 4, VILLAGE AT BRIDGEWATER, SECTION 2, LOT 79, IRREGULAR SHAPE |
| Legal Subdivision | VILLAGE/BRIDGEWATER SEC 2 |
| Legal Lot Number | 79 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 110515 |
15010 Karsten Cir is owned and occupied by an individual who acquired it in March 2019.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15010 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA |
| Mar 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2019 |
| Deed Sale | Mar 6, 2019 |
| Prior Sale | Aug 11, 2014 |
| Deed Document Number | 2019007886 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 15010 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063586 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020063586 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 6, 2019 |
| Property Address | 15010 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Document Number | 2019007886 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2019007886 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | TITLE LINKS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15010 KARSTEN CIR, CARMEL, IN 46033-6609 |
| Document Number | 2019007888 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 2019007888 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $747,000 (+14.19%) Land $100,000 Building $647,000 | $747,000 (+14.19%) Land $100,000 Building $647,000 | |
| 2024 | $7,428.00 (+3.12%) | $654,200 (+3.78%) Land $100,000 Building $554,200 | $654,200 (+3.78%) Land $100,000 Building $554,200 |
| 2023 | $7,203.00 (+13.24%) Homeowner's exemption | $630,400 (+15.54%) Land $100,000 Building $530,400 | $630,400 (+15.54%) Land $100,000 Building $530,400 |
| 2022 | $6,361.00 Homeowner's exemption | $545,600 Land $85,000 Building $460,600 | $545,600 Land $85,000 Building $460,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15010 Karsten Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15010 Karsten Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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