Monroe County property record for 15044 Kay Cir, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,677 sqft · built 1983 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Mar 2015) |
| Tax Bill | $6,194 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-201-020-00 |
| Primary APN | 12-201-020-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 3,677 sqft Living Area |
| 1st Floor Area | 3,677 sqft |
| Basement Area | 2,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15044 KAY CIR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 44 RAVENWOOD PARK PLAT I LOT 20 |
| Legal Subdivision | RAVENWOOD PARK I |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 832500 |
15044 Kay Cir is owned and occupied by two individuals who bought it in March 2015.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15044 KAY CIR, MONROE, MI 48161-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on File |
| Deed Sale | Mar 31, 2015 · Amount on File |
| Prior Sale | Aug 13, 1997 · Amount on File |
| Deed Document Number | 20155841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 15044 KAY CIR, MONROE, MI 48161-3712 |
| Document Number | 0000011757 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15044 KAY CIR MONROE MI 481613712, MONROE, MI 48161-3712 |
| Document Number | 0000011757 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 11757 |
| Name | DEARBORN FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | 22315 MICHIGAN AVE, DEARBORN, MI 48124-2224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 17, 2035 |
The 2025 property tax bill for 15044 Kay Cir was $6,194 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,550 Building $323,550 | $647,100 Building $647,100 | |
| 2025 | $6,194.00 Homeowner's exemption | ||
| 2023 | $5,395.00 Homeowner's exemption | $241,950 | $483,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15044 Kay Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 8 (1980–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15044 Kay Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum, Verizon.
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