15032 Kay Cir, Monroe, MI 48161 Property Records

Monroe County property record for 15032 Kay Cir, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,412 sqft · built 1975
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Mar 2011)
Tax Bill	$3,669 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-201-017-00`

Property Details

APN / Parcel Number

Primary APN	`12-201-017-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,412 sqft Living Area
1st Floor Area	2,412 sqft
Basement Area	1,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Lot Area	19,602 sqft (0.45 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15032 KAY CIR
City	MONROE
State	MI
Zip	48161-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 44 RAVENWOOD PARK PLAT I LOT 17
Legal Subdivision	RAVENWOOD PARK I
Legal Lot Number	17
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1022
Census Tract	832500

Owner

15032 Kay Cir is owned and occupied by two individuals who bought it in March 2011.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15032 KAY CIR, MONROE, MI 48161-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHWESTERN OHIO
May 15, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NW OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2011 · Amount on File
Deed Sale	Mar 11, 2011 · Amount on File
Deed Document Number	20113909
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	15032 KAY CIR, MONROE, MI 48161-3712
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15032 KAY CIR, MONROE, MI 48161-3712

Mortgage

Document Number	0000016100
Date	Sep 30, 2025
Instrument	2025R16100

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	15032 KAY CIR, MONROE, MI 48161-3712
Document Number	0000010338
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15032 KAY CIR MONROE MI 481613712, MONROE, MI 48161-3712

Mortgage

Document Number	0000010338
Date	Jun 20, 2019
Instrument	10338

Lender

Name	FIFTH THIRD BK/NW OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15032 Kay Cir was $3,669 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,750 Building $209,750	$419,500 Building $419,500
2025	$3,669.00 Homeowner's exemption
2023	$3,183.00 Homeowner's exemption	$152,950	$305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15032 Kay Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	8 (1980–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15032 Kay Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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