1504 Penrose Trl, Arnold, MO 63010 Property Records

Jefferson County property record for 1504 Penrose Trl, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,125 (Aug 2026)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-23.0-4-001-008.97`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-23.0-4-001-008.97`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	786 sqft
Porch	Enclosed Frame Porch
Porch Area	259 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1504 PENROSE TRL
City	ARNOLD
State	MO
Zip	63010-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WESTMINSTER PLACE PHS 1 LOT 97
Legal Range	5E
Legal Township	43N
Legal Section	23
Legal Subdivision	WESTMINSTER PLACE PHS 1
Legal Block	2
Legal Lot Number	97
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2003
Census Tract	700119

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 1, 2026	Affidavit, Transfer
Jan 9, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Deed Document Number	202622123
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 12, 2026
Property Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527
Document Number	0000022123
Instrument Date	Aug 6, 2026
Instrument	202622123
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527

Mortgage

Document Number	0000022124,
Date	Aug 12, 2026
Instrument	202622124

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 12, 2026
Property Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527
Document Number	0000022123
Instrument Date	Aug 6, 2026
Instrument	202622123
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527

Mortgage

Document Number	0000022124,
Date	Aug 12, 2026
Instrument	202622124

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	May 1, 2026
Property Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527
Document Number	0000011643
Instrument Date	Apr 24, 2026
Instrument	202611643
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Jan 9, 2017
Property Address	1504 PENROSE TRL, ARNOLD, MO 63010-4527
Document Number	0000000704
Instrument Date	Dec 3, 2016
Instrument	704
Transaction Type	Transfer
Record Updated	Jan 17, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PENROSE TRL ARNOLD MO 630104527, ARNOLD, MO 63010-4527

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,900 (-) Land $2,900 Building $38,000	$214,900 (-) Land $15,000 Building $199,900
2025	$2,826.00 (+5.33%)	$40,900 (+8.78%) Land $2,900 Building $38,000	$214,900 (-) Land $15,000 Building $199,900
2024	$2,683.00 (+0.6%)		$214,900 (+8.7%) Land $15,000 Building $199,900
2023	$2,667.00	$37,600 Land $2,900 Building $34,700	$197,700 Land $15,000 Building $182,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1981–2022)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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