1500 PENROSE TRL ARNOLD MO 630104527, ARNOLD, MO 63010-4527
Mortgage
Document Number
0000036690
Date
Nov 21, 2019
Instrument
36690
Lender
Name
GREAT STHRN BK
Type
Bank
Address
SPRINGFIELD, MO 65801-9600
Agreement
Amount
Amount on Record
Term
240 Months
Due
Nov 20, 2039
Interest
Rate Type
Adjustable Rate
Rate
3.87%
October 2017: Quit Claim Deed, Mortgage
Document Type
Quit Claim Deed
Jurisdiction
JEFFERSON MO
Recording Date
Oct 18, 2017
Property Address
1500 PENROSE TRL, ARNOLD, MO 63010-4527
Document Number
0000032917
Instrument Date
Oct 12, 2017
Instrument
32917
Transaction Type
Mortgage
Record Updated
Nov 7, 2017
Title Company
TITLE PARTNERS AGENCY LLC
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
1500 PENROSE TRL ARNOLD MO 630104527, ARNOLD, MO 63010-4527
Mortgage
Document Number
32918
Date
Oct 18, 2017
Instrument
32918
Lender
Name
MIDWEST BANKCENTRE
Type
Bank
Address
SAINT LOUIS, MO 63125
Agreement
Amount
Amount on Record
Term
240 Months
Due
Oct 17, 2037
Tax Assessment & Valuation
The 2025 property tax bill for 1500 Penrose Trl was $2,736, up 5.4% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
Jefferson County
Unified School District
Fox C-6 School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$39,600 (-)Land $2,900Building $36,700
$208,100 (-)Land $15,000Building $193,100
2025
$2,736.00 (+5.35%)
$39,600Land $2,900Building $36,700
$208,100 (-)Land $15,000Building $193,100
2024
$2,597.00 (+0.58%)
$208,100 (+8.73%)Land $15,000Building $193,100
2023
$2,582.00
$36,400Land $2,900Building $33,500
$191,400Land $15,000Building $176,400
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1500 Penrose Trl in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
9 in force
Nearby Flood Claims
32 (1981–2022)
Claims Outside the SFHA
4 of 32
Most Recent Claim
Aug 2022 · river or lake flooding
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 5 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims
Severe Storms & Flooding, Sep 1993 · 6 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1500 Penrose Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source
Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025