1504 Grassland Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1504 Grassland Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,509 sqft · built 2021
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$309,900 (Mar 2021)
Tax Bill$4,139 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN162531552400011170

Property Details

APN / Parcel Number

Primary APN162531552400011170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,509 sqft Heated Area
Gross Area2,111 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1504 GRASSLAND AVE
CitySAINT CLOUD
StateFL
Zip34771-7640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWIREGRASS PH 1 PB 29 PGS 73-78 LOT 117
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionWIREGRASS PHS 1
Legal Phase1
Legal Tract5524
Legal Lot Number117
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1504 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on Record
Deed SaleMar 17, 2021 · Amount on Record
Deed Document Number2021040099
Deed Book / Page5914 / 2225
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2021
Property Address1504 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640
Document Number0059142225
Book / Page5914 / 2225
Map ReferenceMB 29 PG 73-78
Instrument DateMar 12, 2021
Instrument2021040099
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyNOT AVAILABLE, APOLLO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 E WASHINGTON ST, ORLANDO, FL 32801-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640

Mortgage

Document Number0059142227
DateMar 17, 2021
Instrument5914/2227
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1504 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640
Document Number0058511304
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28 E WASHINGTON ST ORLANDO FL 328012311, ORLANDO, FL 32801-2311
InvestorPossibly a Property Investor

Mortgage

Document Number0058511304
DateDec 15, 2020
Book Page005851/001304
Instrument169949
Lender
NameSEACOAST NAT'L BK
TypeBank
Address815 COLORADO AVE, STUART, FL 34994-3053
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 14, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,139.00 (+7.28%) Homeowner's exemption$288,199 (+5.99%)$306,100 (+1.66%) Land $75,000 Building $231,100
2023$3,858.00 (+4.13%) Homeowner's exemption$271,920 (+3%)$301,100 (+14.05%) Land $75,000 Building $226,100
2022$3,705.00 Homeowner's exemption$264,000 Land $55,000 Building $209,000$264,000 Land $55,000 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: CenturyLink, Xfinity.

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