1498 Grassland Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1498 Grassland Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,023 sqft · built 2021
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$358,500 (Mar 2021)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-25-31-5524-0001-1180`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-5524-0001-1180`
Alternative APN	`253116552400011180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,023 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	1,321 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1498 GRASSLAND AVE
City	SAINT CLOUD
State	FL
Zip	34771-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 1 PB 29 PGS 73-78 LOT 118
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 1
Legal Phase	1
Legal Lot Number	118
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

1498 Grassland Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Osceola County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1498 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Deed Document Number	202132806
Deed Book / Page	5905 / 991
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 5, 2021
Property Address	1498 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640
Document Number	0059050991
Book / Page	5905 / 991
Map Reference	MB 29 PG 73-78
Instrument Date	Feb 11, 2021
Instrument	2021032806
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	NOT AVAILABLE, APOLLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,509.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 E WASHINGTON ST, ORLANDO, FL 32801-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1498 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640

Mortgage

Document Number	0005905993
Date	Mar 5, 2021
Instrument	5905/993

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1498 GRASSLAND AVE, SAINT CLOUD, FL 34771-7640
Document Number	0058511304
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 E WASHINGTON ST ORLANDO FL 328012311, ORLANDO, FL 32801-2311
Investor	Possibly a Property Investor

Mortgage

Document Number	0058511304
Date	Dec 15, 2020
Book Page	005851/001304
Instrument	169949

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	815 COLORADO AVE, STUART, FL 34994-3053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1498 Grassland Ave was $5,650, up 2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,650.00 (+2.02%)	$356,400 Land $75,000 Building $281,400	$356,400 Land $75,000 Building $281,400
2024	$5,538.00 (+1.95%)
2023	$5,432.00 (+25.39%)	$350,400 (+13.14%) Land $75,000 Building $275,400	$350,400 (+13.14%) Land $75,000 Building $275,400
2022	$4,332.00	$309,700 Land $55,000 Building $254,700	$309,700 Land $55,000 Building $254,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1498 Grassland Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1498 Grassland Ave is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Xfinity.

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