1504 Gardner Blvd, Columbus, MS 39702 Property Records

Lowndes County property record for 1504 Gardner Blvd, Columbus, MS 39702

Property Summary

Property Type	Other Improved
Details	9,150 sqft · built 2004
Lot Size	0.835 acres (36,378 sqft)
Owner	Company Name on File
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`55W180004513`

Property Details

APN / Parcel Number

Primary APN	`55W180004513`
Alternative APNs	`029986` `29986`

Interior

Stories	1 Story
Building Area	9,150 sqft Living Area
1st Floor Area	9,150 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Gable
Roof Material	Metal
Lot Area	36,378 sqft (0.835 acres)
Lot Dimensions	300 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Street Address	1504 GARDNER BLVD
City	COLUMBUS
State	MS
Zip	39702-2802
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PT SW4 SE4 1504 GARDNER BLVD
Legal Range	18W
Legal Township	18S
Legal Section	11
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	500

Owner

Source: Lowndes County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 5012, COLUMBUS, MS 39704-5012
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Jul 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 15, 2018	Loan Modification, Mortgage BANK OF VERNON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025
Deed Sale	Apr 29, 2025
Deed Book / Page	2025 / 3212
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	2025003212
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1504 GARDNER BLVD, COLUMBUS, MS 39702-2802
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213511
Date	Feb 5, 2021
Book Page	2021/3511

Lender

Name	BANK OF COMMERCE

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1504 GARDNER BLVD, COLUMBUS, MS 39702-2802
Document Number	0020200517
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 5012 COLUMBUS MS 397045012, COLUMBUS, MS 39704-5012

Mortgage

Document Number	0020200517
Date	Aug 21, 2020
Book Page	002020/020517

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2025

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1504 GARDNER BLVD, COLUMBUS, MS 39702-2802
Document Number	0020206466
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5012 COLUMBUS MS 397045012, COLUMBUS, MS 39704-5012

Mortgage

Document Number	0020206466
Date	Jul 15, 2020
Book Page	002020/016466

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 14, 2025

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 9, 2020
Property Address	1504 GARDNER BLVD, COLUMBUS, MS 39702-2802
Document Number	0020204570
Book / Page	002020 / 004570
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	167 JONES DR COLUMBUS MS 397028720, COLUMBUS, MS 39702-8720

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	1504 GARDNER BLVD, COLUMBUS, MS 39702-2802
Document Number	0020188483
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0020188483
Date	Aug 28, 2018
Book Page	002018/018483

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 27, 2023

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,502.00 (+1.23%)	$33,687 (+11.41%)	$224,580 (+11.41%) Land $48,380 Building $176,200
2024	$5,435.00 (+9.91%)
2023	$4,945.00	$30,237	$201,580 Land $48,380 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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