1430 Gardner Blvd, Columbus, MS 39702 Property Records

Lowndes County property record for 1430 Gardner Blvd, Columbus, MS 39702

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	2,500 sqft · built 2007
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on File
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`55W180004516`

Property Details

APN / Parcel Number

Primary APN	`55W180004516`
Alternative APNs	`030930` `30930`

Interior

Stories	1 Story
Building Area	2,500 sqft Total Area
1st Floor Area	2,500 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Metal
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1430 GARDNER BLVD
City	COLUMBUS
State	MS
Zip	39702-3165
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	PT SW4 SE4 1430 GARDNER BLVD
Legal Range	18W
Legal Township	18S
Legal Section	11
Legal Subdivision	SEC11 T18S R18W SW4 SE4
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	500

Owner

1430 Gardner Blvd, a commercial property, is owned by a company that acquired it in October 2023.

Source: Lowndes County records, as of January 21, 2026

Owner of Record	Company Name on File
Mailing Address	1430 GARDNER BLVD, COLUMBUS, MS 39702-3165
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF VERNON
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023
Deed Sale	Oct 26, 2023
Prior Sale	Oct 26, 2023 · Amount on File
Deed Book / Page	2023 / 8636
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1430 GARDNER BLVD, COLUMBUS, MS 39702-3165
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202322366
Date	Oct 26, 2023
Book Page	2023/22366

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 26, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 26, 2023
Property Address	1430 GARDNER BLVD, COLUMBUS, MS 39702-3165
Document Number	0020238636
Book / Page	2023 / 8636
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 GARDNER BLVD, COLUMBUS, MS 39702-3165

Mortgage

Document Number	0202322366
Date	Oct 26, 2023
Instrument	2023/22366

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 26, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1430 GARDNER BLVD, COLUMBUS, MS 39702-3165
Document Number	0020183220
Book / Page	002018 / 003220
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2172 COLUMBUS MS 397042172, COLUMBUS, MS 39704-2172

Mortgage

Document Number	0020183220
Date	Feb 12, 2018
Book Page	002018/003220

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 11, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1430 Gardner Blvd was $4,422, up 1.3% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,422.00 (+1.26%)	$27,071	$180,470 Land $38,160 Building $142,310
2024	$4,367.00 (+30.75%)
2023	$3,340.00	$20,424	$136,160 Land $38,160 Building $98,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1430 Gardner Blvd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Gardner Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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