1504 Arroyo Dr, Windsor, CO 80550 Property Records

Larimer County property record for 1504 Arroyo Dr, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,845 sqft · built 2004
Lot Size	0.569 acres (24,829 sqft)
Owner	Company Name on Record
Last Sale	$880,000 (Jun 2018)
Tax Bill	$9,809 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86251-05-096`

Property Details

APN / Parcel Number

Primary APN	`86251-05-096`
Alternative APN	`R1616707`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,845 sqft Living Area
Basement Area	2,831 sqft
Finished Basement	1,762 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.569 acres)
Garage Type	Attached
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	444 sqft
Deck Area	444 sqft
Patio Area	888 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1616707
Old Parcel Number	8625105096
Street Address	1504 ARROYO DR
City	WINDSOR
State	CO
Zip	80550-4688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96, BISON RIDGE SUBDIVISION, WIN (2002032081)
Legal Range	68
Legal Township	06
Legal Section	25
Legal Quarter	NE
Legal Subdivision	BISON RIDGE SUBDIVISION
Legal Lot Number	96
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3008
Census Tract	1714

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1504 ARROYO DR, WINDSOR, CO 80550-4688
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 5, 2021	Intrafamily Transfer, Transfer
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Dec 2, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Nov 6, 2020
Deed Document Number	0000034775
Last Transfer Date	Apr 5, 2021
Transfer Doc	0000034398
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	1504 ARROYO DR, WINDSOR, CO 80550-4688
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059840
Date	Oct 1, 2019
Instrument	20190059840

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Apr 5, 2021
Property Address	1504 ARROYO DR, WINDSOR, CO 80550-4688
Document Number	0000034398
Instrument Date	Apr 2, 2021
Instrument	20210034398
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 ARROYO DR, WINDSOR, CO 80550-4688

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Nov 6, 2020
Property Address	1504 ARROYO DR, WINDSOR, CO 80550-4688
Document Number	0000092352
Instrument Date	Sep 29, 2020
Instrument	20200092352
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 ARROYO DR, WINDSOR, CO 80550-4688

Mortgage

Document Number	0000092353
Date	Nov 6, 2020
Instrument	20200092353

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 2, 2019
Property Address	1504 ARROYO DR, WINDSOR, CO 80550-4688
Document Number	0000075563
Instrument Date	Nov 22, 2019
Instrument	75563
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1504 ARROYO DR WINDSOR CO 805504688, WINDSOR, CO 80550-4688

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 8, 2018
Property Address	1504 ARROYO DR, WINDSOR, CO 80550-4688
Document Number	0000034775
Instrument Date	Jun 8, 2018
Instrument	20180034775
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1504 ARROYO DR, WINDSOR, CO 80550-4688

Mortgage

Document Number	0000034776
Date	Jun 8, 2018
Instrument	20180034776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,809.00 (+19.32%)	$88,113 (+5.21%) Land $19,375 Building $68,738	$1,409,800 (+12.78%) Land $310,000 Building $1,099,800
2023	$8,221.00 (+10.05%)	$83,750 (+18.94%) Land $20,770 Building $62,980	$1,250,000 (+23.38%) Land $310,000 Building $940,000
2022	$7,470.00	$70,411 Land $14,616 Building $55,795	$1,013,100 Land $210,300 Building $802,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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