15035 Davis Trace Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 15035 Davis Trace Dr, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 5,974 sqft · built 2003
Lot Size	0.787 acres (34,288 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Dec 2025)
Tax Bill	$6,433 (2024)
Deeds & Mortgages	May 2025 Line of Credit Dec 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`195-102-22`

Property Details

APN / Parcel Number

Primary APN	`195-102-22`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,974 sqft Heated Area
1st Floor Area	2,586 sqft
Upper Floors Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Brick
Lot Area	34,288 sqft (0.787 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	299 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	15035 DAVIS TRACE DR
City	MINT HILL
State	NC
Zip	28227-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L22 M35-225
Legal Subdivision	DAVIS TRACE
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2008
Census Tract	5713

Owner

Source: Mecklenburg County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Aug 19, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CHARLOTTE METRO FCU
Nov 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	2025124374
Deed Book / Page	40048 / 628
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527

Mortgage

Document Number	0000051529
Date	May 27, 2025
Book Page	39608/931
Instrument	2025051529

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 4, 2025
Property Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Document Number	0000124374
Book / Page	40048 / 628
Map Reference	MB 35 PG 225
Instrument Date	Nov 26, 2025
Instrument	2025124374
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	SIESTA TITLE LLC, VISTA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2227 NASH RD, WINGATE, NC 28174-8724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527

Mortgage

Document Number	0000124375
Date	Dec 4, 2025
Instrument	2025124375

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 19, 2024
Property Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Document Number	0000078246
Book / Page	39016 / 475
Map Reference	MB 35 PG 225
Instrument Date	May 24, 2024
Instrument	2024078246
Transaction Type	Transfer
Record Updated	Jun 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 RESERVE ROAD, DANBURY, NC 27016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527

Mortgage

Document Number	0000078247
Date	Aug 19, 2024
Instrument	2024078247

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 29, 2022
Property Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Document Number	0000110817
Book / Page	37538 / 259
Map Reference	MB 35 PG 225
Instrument Date	Jul 29, 2022
Instrument	2022110817
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8742 APPLEDALE DR, CHARLOTTE, NC 28262-6491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527

Mortgage

Document Number	0000110818
Date	Jul 29, 2022
Instrument	2022110818

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 17, 2020
Property Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Document Number	0000193801
Book / Page	035325 / 000140
Instrument Date	Nov 17, 2020
Instrument	193801
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15035 DAVIS TRACE DR MINT HILL NC 282277527, MINT HILL, NC 28227-7527

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 6, 2019
Property Address	15035 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Document Number	0000117922
Book / Page	33828 / 366
Map Reference	MB 35 PG 225
Instrument Date	Sep 6, 2019
Instrument	2019117922
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 POST OFFICE DR DRA 7, 241, INDIAN TRAIL, NC 28079-7675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 BUFORD DAM RD, BUFORD, GA 30518-2031

Mortgage

Document Number	0000117923
Date	Sep 6, 2019
Instrument	2019117923

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$908,500 Land $150,000 Building $758,500
2024	$6,433.00
2023			$908,500 Land $150,000 Building $758,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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