15016 Davis Trace Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 15016 Davis Trace Dr, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,568 sqft · built 2001
Lot Size	0.474 acres (20,656 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Feb 2014)
Tax Bill	$6,438 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-102-29`

Property Details

APN / Parcel Number

Primary APN	`195-102-29`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,568 sqft Heated Area
Gross Area	4,853 sqft
1st Floor Area	2,159 sqft
Upper Floors Area	1,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	20,656 sqft (0.474 acres)
Garage Area	592 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	513 sqft
Deck Area	240 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	195-102-29
Street Address	15016 DAVIS TRACE DR
City	MINT HILL
State	NC
Zip	28227-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L29 M35-225
Legal Subdivision	DAVIS TRACE
Legal Lot Number	29
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2008
Census Tract	5713

Owner

15016 Davis Trace Dr is owned and occupied by two individuals who bought it in February 2014.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	15016 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2014 · Amount on File
Deed Sale	Feb 17, 2014 · Amount on File
Prior Sale	Jan 31, 2008 · Amount on File
Deed Document Number	0002900095
Deed Book / Page	29000 / 95
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	15016 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078524
Date	Apr 21, 2021
Book Page	35965/174
Instrument	2021078524

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	15016 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15016 DAVIS TRACE DR, MINT HILL, NC 28227-7527

Mortgage

Document Number	0000034763
Date	Feb 23, 2021
Book Page	35708/172
Instrument	2021034763

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	15016 DAVIS TRACE DR, MINT HILL, NC 28227-7527
Document Number	0000158631
Book / Page	032294 / 000530
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15016 DAVIS TRACE DR MINT HILL NC 282277527, MINT HILL, NC 28227-7527

Mortgage

Document Number	0000158631
Date	Nov 27, 2017
Book Page	032294/000530
Instrument	158631

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 15016 Davis Trace Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15016 Davis Trace Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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