1503 Ritchie St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1503 Ritchie St, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1961
Lot Size	0.284 acres (12,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,750 (Sep 2009)
Tax Bill	$7,029 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-551-04674420`

Property Details

APN / Parcel Number

Primary APN	`06-551-04674420`
Alternative APNs	`6-551-04674420` `55104674420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Utility Area	64 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,360 sqft (0.284 acres)
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	55104674420
Street Address	1503 RITCHIE ST
City	ANNAPOLIS
State	MD
Zip	21401-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3R MCGUCKIAN SUB
Legal Subdivision	MCGUCKIAN SUB
Legal Block	2
Legal Lot Number	3R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK/PINCKNEYVILLE
Jan 21, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2009 · Amount on Record
Deed Sale	Sep 10, 2009 · Amount on Record
Prior Sale	Apr 6, 2006
Deed Document Number	20096912
Deed Book / Page	21523 / 401
Last Transfer Date	Oct 7, 2020
Transfer Doc	0359780128
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 22, 2026
Property Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Document Number	4228000033
Book / Page	42282 / 33
Instrument Date	Mar 26, 2026
Record Updated	May 6, 2026
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134

Mortgage

Document Number	4228000033,
Date	Apr 22, 2026
Book Page	42282/33

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 22, 2026
Property Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Document Number	0422820033
Book / Page	42282 / 33
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134

Mortgage

Document Number	4228000033,
Date	Apr 22, 2026
Book Page	42282/33

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 21, 2021
Property Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Document Number	0359780128
Book / Page	035978 / 000128
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1503 RITCHIE ST ANNAPOLIS MD 214014134, ANNAPOLIS, MD 21401-4134

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1503 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Document Number	0317430131
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 RITCHIE ST ANNAPOLIS MD 214014134, ANNAPOLIS, MD 21401-4134

Mortgage

Document Number	0317430131
Date	Jan 11, 2018
Book Page	031743/000131

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,700 (+8.44%) Land $350,500 Building $222,200	$572,700 (-) Land $350,500 Building $222,200
2025	$7,029.00 (+6.32%) Homeowner's exemption	$528,133 (+20.3%)	$572,700 (+30.46%) Land $350,500 Building $222,200
2024	$6,611.00 (+6.89%)
2023	$6,185.00 Homeowner's exemption	$439,000 Land $335,500 Building $103,500	$439,000 Land $335,500 Building $103,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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