1501 Ritchie St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1501 Ritchie St, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1961
Lot Size	0.282 acres (12,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,500 (Feb 1996)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-551-02866010`

Property Details

APN / Parcel Number

Primary APN	`06-551-02866010`
Alternative APNs	`6-551-02866010` `55102866010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,290 sqft (0.282 acres)

Exterior Amenities

Pool Area	504 sqft
Porch	Enclosed Porch
Porch Area	640 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	55102866010
Street Address	1501 RITCHIE ST
City	ANNAPOLIS
State	MD
Zip	21401-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 PT LT 2 BK S MCGUCKIAN SUB DIV
Legal Subdivision	MCGUCKIAN SUB DIV
Legal Block	S
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1501 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 21, 2017	Deed of Trust, Mortgage · Conventional with PMI STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 1996 · Amount on Record
Deed Sale	Feb 8, 1996 · Amount on Record
Prior Sale	Jun 30, 1993 · Amount on Record
Deed Document Number	19961074
Deed Book / Page	7311 / 630
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1501 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390400273
Date	Aug 19, 2022
Book Page	39040/273

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1501 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ATG TITLE INC ANNAPOLIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RITCHIE ST, ANNAPOLIS, MD 21401-4134

Mortgage

Document Number	0382500271
Date	Jan 20, 2022
Book Page	38250/271

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1501 RITCHIE ST, ANNAPOLIS, MD 21401-4134
Document Number	0312110228
Book / Page	031211 / 000228
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RITCHIE ST ANNAPOLIS MD 214014134, ANNAPOLIS, MD 21401-4134

Mortgage

Document Number	0312110228
Date	Aug 2, 2017
Book Page	031211/000228

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,600 (+10.13%) Land $350,200 Building $275,400	$625,600 (-) Land $350,200 Building $275,400
2025	$6,011.00 (+16.56%) Homeowner's exemption	$568,033 (+25.42%)	$625,600 (+38.13%) Land $350,200 Building $275,400
2023	$5,157.00 Homeowner's exemption	$452,900 Land $335,200 Building $117,700	$452,900 Land $335,200 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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