1503 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1503 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,615 sqft · built 1996
Lot Size	0.371 acres (16,169 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Dec 2023)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-744`

Property Details

APN / Parcel Number

Primary APN	`304-22-744`
Alternative APN	`304227443`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,615 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	2,615 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	16,169 sqft (0.371 acres)
Parking Spaces	3 Parking Spaces
Pool Area	700 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1503 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	100
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	422511

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4131 W 25TH RD, YUMA, AZ 85364-9856
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage SUN AMERICAN MORTGAGE CO
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit AERO FEDERAL CU
Dec 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 7, 2019	Warranty Deed, Transfer · ARM BANK 34
May 7, 2019	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	2023646862
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0001341903
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 20, 2023
Property Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531
Document Number	0000646862
Map Reference	MB 397 PG 3
Instrument Date	Dec 14, 2023
Instrument	20230646862
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 E CALLE CORTA, TUCSON, AZ 85716-4910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531

Mortgage

Document Number	0000646863
Date	Dec 20, 2023
Instrument	20230646863

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000629576
Date	Aug 9, 2022
Instrument	20220629576

Lender

Name	AERO FEDERAL CU
Type	Credit Union
Address	GLENDALE, AZ 85306

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 20, 2021
Property Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531
Document Number	0001341903
Map Reference	MB 397 PG 3
Instrument Date	Dec 13, 2021
Instrument	20211341903
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	NOT AVAILABLE, AGAVE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531

Mortgage

Document Number	0001341904
Date	Dec 20, 2021
Instrument	20211341904

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 7, 2019
Property Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531
Document Number	0000329318
Map Reference	DOC 96-570192
Instrument Date	Mar 5, 2019
Instrument	20190329318
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	897 S STORMENT LN, 897, GILBERT, AZ 85296-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531

Mortgage

Document Number	0000329320
Date	May 7, 2019
Instrument	20190329320

Lender

Name	BANK 34
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 7, 2019
Property Address	1503 E SARATOGA CT, GILBERT, AZ 85296-2531
Document Number	0000329319
Map Reference	DOC 96-570192
Instrument Date	Mar 5, 2019
Instrument	20190329319
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 W CULLUMBER AVE APT 3024, 3024, GILBERT, AZ 85233-4912

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,030 (+66.63%)	$680,300 (+7.08%) Land $136,000 Building $544,300
2025	$3,146.00 (+4.03%)	$40,826 (-39.71%)	$635,300 (-6.19%) Land $127,000 Building $508,300
2024		$67,720 (+19.82%)	$677,200 (+19.82%) Land $135,400 Building $541,800
2023	$3,024.00 (+3.46%)	$56,520 Land $11,300 Building $45,220	$565,200 Land $113,000 Building $452,200
2022	$2,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

Nearby Properties on E Saratoga Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures