1490 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1490 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,796 sqft · built 1996
Lot Size	0.221 acres (9,605 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Nov 2020)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-22-741`

Property Details

APN / Parcel Number

Primary APN	`304-22-741`
Alternative APN	`304227411`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,796 sqft Living Area
Gross Area	4,176 sqft
1st Floor Area	1,972 sqft
2nd Floor Area	1,824 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,605 sqft (0.221 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1490 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	97
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	422511

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1490 E SARATOGA CT, GILBERT, AZ 85296-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	20201142861
Prior Transfer Date	Apr 29, 1996
Prior Transfer Doc	0000298854
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 20, 2020
Property Address	1490 E SARATOGA CT, GILBERT, AZ 85296-2529
Document Number	0001142861
Map Reference	MB 397 PG 3
Instrument Date	Nov 12, 2020
Instrument	20201142861
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1490 E SARATOGA CT, 1490, GILBERT, AZ 85296-2529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1490 E SARATOGA CT, GILBERT, AZ 85296-2529

Mortgage

Document Number	0001142862
Date	Nov 20, 2020
Instrument	20201142862

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,870 (+58.5%)	$678,700 (+7.37%) Land $135,700 Building $543,000
2025	$3,329.00 (+3.97%)	$42,820 (-36.59%)	$632,100 (-6.4%) Land $126,400 Building $505,700
2024		$67,530	$675,300 Land $135,000 Building $540,300
2023	$3,202.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

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