1503 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 1503 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1986
Lot Size	0.349 acres (15,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Dec 2022)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`29-09S-06W-7317-0000-0492`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7317-0000-0492`
Alternative APN	`06W09S29731700000492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,419 sqft Living Area
Gross Area	1,551 sqft
1st Floor Area	1,419 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bungalow
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,198 sqft (0.349 acres)
Porch	Finished Screened Porch
Porch Area	849 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1503 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 OF LOT 49 BAY SIDE EAST ST GEORGE ISLAND OR 206/536 225/610 262/42 612/353 1093/28 1247/511 1352/1
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	ST GEORGE ISLAND
Legal Tract	2
Legal Lot Number	49
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1071
Census Tract	970304

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1027 LAKE DR, COLUMBIA FALLS, MT 59912
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20226803
Deed Book / Page	1352 / 1
Prior Transfer Date	May 28, 2013
Prior Transfer Doc	0019002991
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Dec 8, 2022
Property Address	1503 E GULF BEACH DR, EASTPOINT, FL 32328-3108
Document Number	0019006803
Book / Page	1352 / 1
Instrument Date	Dec 6, 2022
Instrument	202219006803
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6361 SENECA TRL, MENTOR, OH 44060-3472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 LAKE DR, COLUMBIA FALLS, MT 59912

Mortgage

Document Number	0000000004
Date	Dec 8, 2022
Instrument	1352/4

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 12, 2019
Property Address	1503 E GULF BEACH DR, EASTPOINT, FL 32328-3108
Document Number	0019003644
Book / Page	1247 / 511
Map Reference	MB 2 PG 15
Instrument Date	Aug 6, 2019
Instrument	201919003644
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 BETTON WOODS DR, 2511, TALLAHASSEE, FL 32308-0941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E GULF BEACH DR, EASTPOINT, FL 32328-3108

Mortgage

Document Number	0000000514
Date	Aug 12, 2019
Instrument	1247/514

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,799.00 (-9.49%)	$616,098 (-17.48%) Land $260,000 Building $356,098	$616,098 (-17.48%) Land $260,000 Building $356,098
2024	$6,407.00 (+15.3%)	$746,577 (+33.2%) Land $350,000 Building $396,577	$746,577 (+33.2%) Land $350,000 Building $396,577
2023	$5,557.00 (+80.19%)	$560,490 (+66.02%) Land $230,000 Building $330,490	$560,490 (+13.31%) Land $230,000 Building $330,490
2022	$3,084.00 Homeowner's exemption	$337,596	$494,662 Land $185,000 Building $309,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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