Highlands County property record for 1503 Chloe Ter, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,223 sqft · built 1987 |
| Lot Size | 0.25 acres (10,906 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $980 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | S254806000000120 |
| Primary APN | S254806000000120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,906 sqft (0.25 acres) |
| Lot Dimensions | 156 ft deep x 65 ft wide |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S254806000000120 |
|---|---|
| Street Address | 1503 CHLOE TER |
| City | SEBRING |
| State | FL |
| Zip | 33870-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE CLOISTERS PB 14 PG 72 LOT 12 + INT IN TR A |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 25 |
| Legal Subdivision | CLOISTERS SUB |
| Legal Tract | A |
| Legal Lot Number | 12 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 960700 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1503 CHLOE TER, SEBRING, FL 33870-2061 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2008 |
| Transfer Doc | 0001509418 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,560 (+2.9%) | $149,369 (+2.69%) Land $15,000 Building $134,369 | |
| 2024 | $980.00 (+4.26%) Homeowner's exemption | $68,571 (+3%) | $145,455 (+1.89%) Land $10,000 Building $135,455 |
| 2023 | $940.00 (+5.86%) Homeowner's exemption | $66,574 (+3%) | $142,756 (+16.59%) Land $10,000 Building $132,756 |
| 2022 | $888.00 Homeowner's exemption | $64,635 | $122,438 Land $10,000 Building $112,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLE'S NEST ESTATES public/private · serves 50 people · EPA ID FL5284114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | SOUTHEAST |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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