1422 Chloe Ter, Sebring, FL 33870 Property Records

Highlands County property record for 1422 Chloe Ter, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,394 sqft · built 1989
Lot Size	0.501 acres (21,829 sqft)
Owner	2 Individual Names on File
Last Sale	$143,500 (Jun 2020)
Tax Bill	$1,529 (2024)
Deeds & Mortgages	Aug 2023 Transfer Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S254806000000210`

Property Details

APN / Parcel Number

Primary APN	`S254806000000210`
Alternative APN	`S-25-34-28-060-0000-0210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,394 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,829 sqft (0.501 acres)
Lot Dimensions	140 ft deep x 81 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	219 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S254806000000210
Street Address	1422 CHLOE TER
City	SEBRING
State	FL
Zip	33870-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE CLOISTERS PB 14 PG 72 LOT 21 + INT IN TR A
Legal Range	28E
Legal Township	34S
Legal Section	25
Legal Subdivision	CLOISTERS SUB
Legal Tract	A
Legal Lot Number	21 22
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2039
Census Tract	960700

Owner

1422 Chloe Ter is owned and occupied by two individuals who acquired it in August 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	1422 CHLOE TER, SEBRING, FL 33870-2057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 4, 2020	Warranty Deed, Transfer · Conventional with PMI MIDFLORIDA CU ISAOA
Feb 6, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 4, 2020 · Amount on File
Deed Sale	Jun 4, 2020 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	0001987608
Deed Book / Page	002756 / 000373
Last Transfer Date	Aug 31, 2023
Transfer Doc	0002167178
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 31, 2023
Property Address	1422 CHLOE TER, SEBRING, FL 33870-2057
Document Number	0002167178
Book / Page	2996 / 172
Map Reference	MB 14 PG 72
Instrument Date	Aug 29, 2023
Instrument	2167178
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 CHLOE TER, SEBRING, FL 33870-2057

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1422 CHLOE TER, SEBRING, FL 33870-2057

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 4, 2020
Property Address	1422 CHLOE TER, SEBRING, FL 33870-2057
Document Number	0001987608
Book / Page	002756 / 000373
Instrument Date	Jun 1, 2020
Instrument	1987608
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1422 CHLOE TER SEBRING FL 338702057, SEBRING, FL 33870-2057

Mortgage

Document Number	1987609
Date	Jun 4, 2020
Book Page	002756/000375
Instrument	1987609

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 6, 2017
Property Address	1422 CHLOE TER, SEBRING, FL 33870-2057
Document Number	0001841458
Book / Page	2565 / 0107
Map Reference	MB14 PG72
Instrument Date	Jan 31, 2017
Instrument	1841458
Transaction Type	Foreclosure
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 CHLOE TER, SEBRING, FL 33870-2057

Mortgage

Document Number	0001841459
Date	Feb 6, 2017
Instrument	1841459

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,393	$143,598 Land $16,000 Building $127,598
2024	$1,529.00 (+5.38%)
2023	$1,451.00 (+7.32%) Homeowner's exemption	$98,496 (+3%)	$137,047 (+16.78%) Land $11,000 Building $126,047
2022	$1,352.00 Homeowner's exemption	$95,627	$117,353 Land $11,000 Building $106,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1422 Chloe Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1422 Chloe Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE'S NEST ESTATES public/private · serves 50 people · EPA ID FL5284114
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	SOUTHEAST
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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