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1503 20th St, Ames, IA 50010 Property Records

Story County property record for 1503 20th St, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,581 sqft · built 1964
Lot Size0.238 acres (10,354 sqft)
Owner2 Individual Names on File
Last Sale$345,500 (Jun 2024)
Tax Bill$4,590 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN05-34-178-030

Property Details

APN / Parcel Number

Primary APN05-34-178-030

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,581 sqft Living Area
1st Floor Area1,256 sqft
Basement Area1,256 sqft
Finished Basement907 sqft
Unfinished Basement349 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,354 sqft (0.238 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
Deck Area86 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1503 20TH ST
CityAMES
StateIA
Zip50010-5144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionALLENVIEW 1ST ADD LOT 16 EX E3.5'
Legal Range24W
Legal Township84N
Legal Section34
Legal SubdivisionALLENVIEW 1ST ADD
Legal Lot Number16
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1012
Census Tract400

Owner

1503 20th St is owned and occupied by two individuals who bought it in June 2024.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1503 20TH ST, AMES, IA 50010-5144
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK
Jul 16, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2024 · Amount on File
Deed SaleJun 3, 2024 · Amount on File
Prior SaleJul 16, 2020 · Amount on File
Deed Document Number20243535
Prior Transfer DateOct 20, 2009
Prior Transfer Doc0000013037
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1503 20TH ST, AMES, IA 50010-5144
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 20TH ST, AMES, IA 50010

Mortgage

Document Number0202508979
DateOct 27, 2025
Instrument2025-08979
Lender
NameFIRST CITIZENS BANK
TypeBank
AddressCHARLES CITY, IA 50616
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateJul 16, 2020
Property Address1503 20TH ST, AMES, IA 50010-5144
Document Number0202007914
Instrument DateJul 14, 2020
Instrument2020-07914
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount on Record
Tax$383.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 20TH ST, AMES, IA 50010-5144

Tax Assessment & Valuation

The 2025 property tax bill for 1503 20th St was $4,590 with a homeowner's exemption, up 0.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,590.00 (+0.57%) Homeowner's exemption$344,600 Land $64,700 Building $279,900$344,600 Land $64,700 Building $279,900
2024$4,564.00
2023$324,800 Land $56,600 Building $268,200$324,800 Land $56,600 Building $268,200
2022$3,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1503 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1503 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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