1330 20th St, Ames, IA 50010 Property Records

Story County property record for 1330 20th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,126 sqft · built 1965
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-403-010`

Property Details

APN / Parcel Number

Primary APN	`05-34-403-010`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,126 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Finished Basement	267 sqft
Unfinished Basement	483 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	300 sqft
Patio Area	228 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1330 20TH ST
City	AMES
State	IA
Zip	50010-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	BEL AIR 4TH ADD LOT:11 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	BEL-AIR 4TH ADD
Legal Lot Number	11
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	400

Owner

1330 20th St is owner-occupied and held in a trust since July 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1330 20TH ST, AMES, IA 50010-5141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CU
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2023
Transfer Doc	0202304844
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1330 20TH ST, AMES, IA 50010-5141
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000151
Date	Jan 5, 2018
Instrument	2018-00000151

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1330 20TH ST, AMES, IA 50010-5141
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202353
Date	Mar 15, 2022
Instrument	2022-02353

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 28, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1330 20th St was $5,328 with a homeowner's exemption, up 4.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,328.00 (+4.59%) Homeowner's exemption	$412,900 Land $54,500 Building $358,400	$412,900 Land $54,500 Building $358,400
2024	$5,094.00
2023		$375,100 (+46.98%) Land $63,800 Building $311,300	$375,100 Land $63,800 Building $311,300
2022	$4,144.00 (+1.27%) Homeowner's exemption	$255,200 Land $63,800 Building $191,400
2021	$4,092.00		$255,200 Land $63,800 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1330 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1330 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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