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15020 Choco Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 15020 Choco Rd, Apple Valley, CA 92307 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage2,899 sqft Living Area
Lot Size33,977 sqft (0.78 acres)
GarageAttached, 902 sqft
Last Sale$330,000 (2025)
Tax Bill$6,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN3112-025-03-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,899 sqft Living Area
Gross Area3,801 sqft Gross Area
1st Floor2,899 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleModern Style
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area33,977 sqft (0.78 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area902 sqft Garage
Porch Area639 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address15020 CHOCO RD
CityAPPLE VALLEY
StateCA
Zip92307-5046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT 3431 LOT 2886 TR NO 3431 APPLE VALLEY RANCHOS UNIT NO 8 LOT 2886 EX 50 PER CENT MNL RTS WOSE
Legal SubdivisionTRACT NO 3431
Legal Tract3431
Legal Block2
Legal Lot Number2886
JurisdictionSAN BERNARDINO CA
Minor Civil DivisionVICTORVILLE-HESPERIA
Census Blockgroup2
Census Block2022
Census Tract9722

Owner

Source: San Bernardino County records · APN 3112-025-03-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8175 JARGON ST, OAK HILLS, CA 92344-8712
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
AMERICAN HERITAGE 1990 INTER VIVOS REVOC
Sep 25, 2025Grant Deed, Transfer · Conventional Mortgage
NICOLE SHOUMER
Jun 09, 2021Grant Deed, Transfer · Conventional Mortgage
KNOCK LENDING LLC
Jul 17, 2019Deed of Trust, Mortgage · Line of Credit
SCE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleJun 09, 2021 · Amount on Record
Deed Doc Number2025232005
Prior Transfer DateJun 12, 2009
Prior Transfer Doc0000282862
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address15020 CHOCO RD, APPLE VALLEY, CA 92307-5046
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8175 JARGON ST, OAK HILLS, CA 92344-8712

Mortgage

Document Number0000062912
DateMar 10, 2026
Instrument2026-0062912
Lender
NameAMERICAN HERITAGE 1990 INTER VIVOS REVOC
TypePrivate Party
Address8715 SVL BOX, SPRING VALLEY LAKE, CA 92395
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateSep 25, 2025
Property Address15020 CHOCO RD, APPLE VALLEY, CA 92307-5046
Document Number0000232005
Map ReferenceMB 45 PG 23-26
Instrument DateSep 19, 2025
Instrument2025-0232005
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8175 JARGON ST, OAK HILLS, CA 92344-8712

Mortgage

Document Number0000232006
DateSep 25, 2025
Instrument2025-0232006
Lender
NameNICOLE SHOUMER
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueOct 01, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJun 09, 2021
Property Address15020 CHOCO RD, APPLE VALLEY, CA 92307-5046
Document Number0000263973
Map ReferenceMB 45 PG 23-26
Instrument DateMay 12, 2021
Instrument2021-0263973
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
AddressPO BOX 294288, PHELAN, CA 92329-4288

Mortgage

Document Number0000263974
DateJun 09, 2021
Instrument2021-0263974
Lender
NameKNOCK LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address15020 CHOCO RD, APPLE VALLEY, CA 92307-5046
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000240220
DateJul 17, 2019
Instrument2019-0240220
Lender
NameSCE FCU
TypeCredit Union
AddressBALDWIN PARK, CA 91706
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 16, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$330,000 (-40.8%) Land $130,000 Building $200,000
2025$6,340.00 (+3.88%) Homeowner's exemption$557,452 (+4.04%) Land $111,490 Building $445,962
2023$6,103.00 (+1.55%) Homeowner's exemption$535,806 Land $107,161 Building $428,645
2022$6,010.00

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