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14781 Choco Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 14781 Choco Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,471 sqft · built 1977
Lot Size0.694 acres (30,225 sqft)
OwnerCompany Name on File
Last Sale$560,000 (Feb 2023)
Tax Bill$6,623 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Feb 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN3112-032-34-0000

Property Details

APN / Parcel Number

Primary APN3112-032-34-0000
Alternative APN
  • 0442162160000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,471 sqft Living Area
Gross Area3,206 sqft
1st Floor Area2,471 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2003
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area30,225 sqft (0.694 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPatio/Porch
Porch Area204 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address14781 CHOCO RD
CityAPPLE VALLEY
StateCA
Zip92307-5212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4394 LOT 111 TR NO 4394 COUNTRY CLUB ESTATES LOT 111 EX WATER RTS AND EX 1/2 M1N RTS W1THOUT S E
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal Tract4394
Legal Block2
Legal Lot Number111
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2001
Census Tract9723

Owner

Source: San Bernardino County records · APN 3112-032-34-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2023Grant Deed, Transfer · Conventional Mortgage
PEOPLES DISCOUNT MORTGAGE INC
Feb 06, 2023Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE
Sep 21, 2022Grant Deed, Transfer · Commercial Mortgage
KIAVI FUNDING INC
Oct 02, 2018Grant Deed, Transfer
USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Oct 02, 2018Quit Claim Deed, Transfer
USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Aug 01, 2018Trustee's Deed, Foreclosure
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 06, 2023 · Amount on Record
Deed SaleFeb 06, 2023 · Amount on Record
Prior SaleSep 21, 2022 · Amount on Record
Deed Document Number202327025
Prior Transfer DateFeb 01, 2023
Prior Transfer Doc0000027027
Record UpdatedSep 20, 2026

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateFeb 06, 2023
Property Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
Document Number0000027025
Map ReferenceMB 54 PG 80-85
Instrument DateFeb 01, 2023
Instrument2023-0027025
Transaction TypeTransfer
Record UpdatedFeb 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212

Mortgage

Document Number0000027026
DateFeb 06, 2023
Instrument2023-0027026
Lender
NamePEOPLES DISCOUNT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateFeb 06, 2023
Property Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
Document Number0000027027
Map ReferenceMB 54 PG 80-85
Instrument DateFeb 01, 2023
Instrument2023-0027027
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateSep 21, 2022
Property Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
Document Number0000320459
Map ReferenceMB 54 PG 80-85
Instrument DateSep 16, 2022
Instrument2022-0320459
Transaction TypeTransfer
Record UpdatedOct 05, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23121 VERDUGO DR STE 100, 100, LAGUNA HILLS, CA 92653-1339
InvestorPossibly a Property Investor

Mortgage

Document Number0000320460
DateSep 21, 2022
Instrument2022-0320460
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 02, 2018
Property Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
Document Number0000360569
Instrument DateSep 26, 2018
Instrument360569
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address14781 CHOCO RD APPLE VALLEY CA 923075212, APPLE VALLEY, CA 92307-5212

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 02, 2018
Property Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
Document Number0000360570
Instrument DateSep 26, 2018
Instrument360570
Transaction TypeTransfer
Record UpdatedOct 09, 2018
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address14781 CHOCO RD APPLE VALLEY CA 923075212, APPLE VALLEY, CA 92307-5212

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN BERNARDINO CA
Recording DateAug 01, 2018
Property Address14781 CHOCO RD, APPLE VALLEY, CA 92307-5212
Document Number0000279433
Instrument DateJul 19, 2018
Instrument279433
Transaction TypeForeclosure
Record UpdatedAug 13, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$331.21
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD REDONDO BEACH CA 902781226, REDONDO BEACH, CA 90278-1226
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$594,277 (+2%) Land $118,856 Building $475,421
2025$6,623.00 (+36.98%) Homeowner's exemption$582,624 (+39.82%) Land $116,525 Building $466,099
2023$4,835.00 (+0.27%) Homeowner's exemption$416,700 Land $83,340 Building $333,360
2022$4,822.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 133 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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