1502 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 1502 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1955
Lot Size	0.24 acres (10,480 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Jun 2005)
Tax Bill	$4,160 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7824-20-477-009`

Property Details

APN / Parcel Number

Primary APN	`7824-20-477-009`
Alternative APN	`120/03105-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,480 sqft (0.24 acres)
Lot Dimensions	131 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1502 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 MARY MANOR
Legal Range	24W
Legal Township	78N
Legal Section	20
Legal Subdivision	MARY MANOR
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2013
Census Tract	4502

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage SUMMIT MORTGAGE CORP
Jun 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD FINANCE CORPORATION
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORPORATION
Jun 13, 2025	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORPORATION
Feb 13, 2017	Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2005 · Amount on Record
Deed Sale	Jun 2, 2005 · Amount on Record
Prior Sale	May 26, 2000 · Amount on Record
Deed Document Number	2005-00107698
Deed Book / Page	11092 / 0210
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 ELDER LN, DES MOINES, IA 50315-3343

Mortgage

Document Number	0000057478
Date	Oct 25, 2023
Book Page	19637/320
Instrument	2023-00057478

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 ELDER LN, DES MOINES, IA 50315-3343

Mortgage

Document Number	0000033950
Date	Jun 13, 2025
Book Page	20171/43
Instrument	2025-00033950

Lender

Name	NEIGHBORHOOD FINANCE CORPORATION
Type	Non-Lending Institution
Address	4908 FRANKLIN AVE, DES MOINES, IA 50310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 ELDER LN, DES MOINES, IA 50315-3343

Mortgage

Document Number	0000033948
Date	Jun 13, 2025
Book Page	20171/32
Instrument	2025-00033948

Lender

Name	NEIGHBORHOOD FINANCE CORPORATION
Type	Non-Lending Institution
Address	4908 FRANKLIN AVE, DES MOINES, IA 50310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 ELDER LN, DES MOINES, IA 50315-3343

Mortgage

Document Number	0000033949
Date	Jun 13, 2025
Book Page	20171/38
Instrument	2025-00033949

Lender

Name	NEIGHBORHOOD FINANCE CORPORATION
Type	Non-Lending Institution
Address	4908 FRANKLIN AVE, DES MOINES, IA 50310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 9, 2030

Interest

Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068855
Date	Feb 13, 2017
Book Page	16373/0347
Instrument	2016-00068855

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 15, 2027

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1502 ELDER LN, DES MOINES, IA 50315-3343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013352
Date	Aug 13, 2019
Book Page	17447/0018
Instrument	2019-00013352

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,300 (+11.45%) Land $43,600 Building $198,700	$242,300 (+11.45%) Land $43,600 Building $198,700
2024	$4,160.00 (+2.46%)
2023		$217,400 Land $38,400 Building $179,000	$217,400 Land $38,400 Building $179,000
2020	$4,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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