Polk County property record for 1405 Elder Ln, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1955 |
| Lot Size | 0.225 acres (9,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,500 (Mar 2008) |
| Tax Bill | $2,904 (2024) |
| Deeds & Mortgages | Nov 2020 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-20-429-034 |
| Primary APN | 7824-20-429-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 1,035 sqft |
| Basement Area | 1,035 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,825 sqft (0.225 acres) |
| Lot Dimensions | 131 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 1405 ELDER LN |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 MARY MANOR |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 20 |
| Legal Subdivision | MARY MANOR |
| Legal Lot Number | 9 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 4502 |
1405 Elder Ln is owned and occupied by an individual who bought it in March 2008.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1405 ELDER LN, DES MOINES, IA 50315-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FINANCE CORP |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FINANCE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2008 · Amount on File |
| Deed Sale | Mar 10, 2008 · Amount on File |
| Prior Sale | Mar 22, 1999 · Amount on File |
| Deed Document Number | 2008-00067371 |
| Deed Book / Page | 12573 / 0176 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1405 ELDER LN, DES MOINES, IA 50315-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1405 ELDER LN, DES MOINES, IA 50315-3342 |
| Document Number | 0000049841 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 18164/235 |
| Instrument | 2020-00049841 |
| Name | NEIGHBORHOOD FINANCE CORP |
|---|---|
| Type | Lending Institution |
| Address | DES MOINES, IA 50314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 27, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1405 ELDER LN, DES MOINES, IA 50315-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049840 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 18164/224 |
| Instrument | 2020-00049840 |
| Name | NEIGHBORHOOD FINANCE CORP |
|---|---|
| Type | Lending Institution |
| Address | DES MOINES, IA 50314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,800 Land $43,000 Building $144,800 | $187,800 Land $43,000 Building $144,800 | |
| 2024 | $2,904.00 | ||
| 2023 | $168,600 Land $37,900 Building $130,700 | $168,600 Land $37,900 Building $130,700 | |
| 2020 | $3,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1405 Elder Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1405 Elder Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: T-Mobile.
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