1501 Summergate Dr, Florence, SC 29501 Property Records

Florence County property record for 1501 Summergate Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2025)
Tax Bill	$6,188 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09711-01-196`

Property Details

APN / Parcel Number

Primary APN	`09711-01-196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	1501 SUMMERGATE DR
City	FLORENCE
State	SC
Zip	29501-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE 2B LT 43
Legal Lot Number	43
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Construction Mortgage CAROLINA BANK & TRUST CO
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit CAROLINA BANK & TRUST CO
Nov 5, 2025	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Nov 13, 2023	Warranty Deed, Subdivision Related Transfer
Nov 13, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	202514605
Deed Book / Page	1184 / 1710
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0000007092
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010520280
Date	Jun 5, 2023
Book Page	1052/280
Instrument	2023-00007093

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jun 5, 2044

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010790291
Date	Dec 11, 2023
Book Page	1079/291
Instrument	2023037753

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	BENNETTSVILLE, SC 29512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Jun 5, 2044

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 5, 2025
Property Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138
Document Number	DMA11841710
Book / Page	DMA1184 / 1710
Map Reference	MB 107 PG 1268
Instrument Date	Nov 4, 2025
Instrument	2025014605
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138

Mortgage

Document Number	DMA11841715
Date	Nov 5, 2025
Instrument	DMA1184/1715

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 13, 2023
Property Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138
Document Number	0010751602
Book / Page	1075 / 1602
Map Reference	MB 107 PG 1268
Instrument Date	Nov 13, 2023
Instrument	2023036648
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Tax	$728.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 13, 2023
Property Address	1501 SUMMERGATE DR, FLORENCE, SC 29501-7138
Document Number	0010751597
Book / Page	1075 / 1597
Map Reference	MB 107 PG 1268
Instrument Date	Nov 13, 2023
Instrument	2023036647
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4521, FLORENCE, SC 29502-4521

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,188.00 (+3.53%)	$11,909 (-) Land $1,800 Building $10,109	$297,734 (-) Land $45,000 Building $252,734
2024	$5,977.00	$11,909 Land $1,800 Building $10,109	$297,734 Land $45,000 Building $252,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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