Florence County property record for 1490 Summergate Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,946 sqft · built 2022 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Oct 2022) |
| Tax Bill | $6,940 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 09711-01-208 |
| Primary APN | 09711-01-208 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 1,946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 462 sqft |
| Street Address | 1490 SUMMERGATE DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERGATE 2B LT 55 |
| Legal Lot Number | 55 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 101 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1490 SUMMERGATE DR, FLORENCE, SC 29501-7127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 10, 2022 | Deed, Construction Loan · Construction Mortgage SPC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on Record |
| Deed Sale | Oct 25, 2022 · Amount on Record |
| Deed Document Number | 202215473 |
| Deed Book / Page | 1018 / 1872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 25, 2022 |
| Property Address | 1490 SUMMERGATE DR, FLORENCE, SC 29501-7127 |
| Document Number | 0010181872 |
| Book / Page | 1018 / 1872 |
| Map Reference | MB 107 PG 1268 |
| Instrument Date | Oct 21, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1490 SUMMERGATE DR, FLORENCE, SC 29501-7127 |
| Document Number | 0010181847 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 1018/1847 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 10, 2022 |
| Property Address | 1490 SUMMERGATE DR, FLORENCE, SC 29501-7127 |
| Document Number | 0009971422 |
| Book / Page | 997 / 1422 |
| Map Reference | MB 107 PG 1268 |
| Instrument Date | Jun 9, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4521, FLORENCE, SC 29502-4521 |
| Investor | Possibly a Property Investor |
| Document Number | 0009971426 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 997/1426 |
| Name | SPC CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,940.00 | $13,351 Land $1,320 Building $12,031 | $333,788 Land $33,000 Building $300,788 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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