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1501 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1501 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,254 sqft · built 1948
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Nov 2025)
Tax Bill$3,780 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0308-0230

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0308-0230
Alternative APNs
  • 263001000103080230
  • 79073

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,254 sqft Living Area
Gross Area2,026 sqft
1st Floor Area1,254 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1954
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 0.5 ft wide
Garage TypeDetached
Garage Area744 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchMetal Porch
Porch Area376 sqft
Deck Area796 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Street Address1501 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-4368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 308 LOTS 23 & 24 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block308
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1047
Census Tract43400

Owner

1501 Missouri Ave is owned and occupied by an individual who bought it in November 2025.

Source: Osceola County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1501 MISSOURI AVE, SAINT CLOUD, FL 34769-4368
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
May 4, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2025 · Amount on File
Deed SaleNov 4, 2025 · Amount on File
Prior SaleJan 28, 2025 · Amount on File
Deed Document Number2025136856
Deed Book / Page6875 / 2618
Prior Transfer DateMay 3, 2023
Prior Transfer Doc0064002833
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 4, 2025
Property Address1501 MISSOURI AVE, SAINT CLOUD, FL 34769-4368
Document Number0068752618
Book / Page6875 / 2618
Map ReferenceMB B PG 33&34
Instrument DateOct 30, 2025
Instrument2025136856
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyMAGNOLIA CLOSING CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2116 CONGRESS LN, SAINT CLOUD, FL 34769-7074

Transferred To (Grantee/Buyer)

NameVerified Name
Address1501 MISSOURI AVE, SAINT CLOUD, FL 34769-4368

Mortgage

Document Number0068752621
DateNov 4, 2025
Instrument6875/2621
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

Mortgage

Document Number0068752638
DateNov 4, 2025
Book Page6875/2638
Instrument2025136858
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 4, 2023
Property Address1501 MISSOURI AVE, SAINT CLOUD, FL 34769-4368
Document Number0064002833
Book / Page6400 / 2833
Map ReferenceMB B PG 33&34
Instrument DateMay 3, 2023
Instrument2023055985
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 MISSOURI AVE, SAINT CLOUD, FL 34769-4368

Transferred To (Grantee/Buyer)

NameVerified Name
Address337 DAKOTA AVE, SAINT CLOUD, FL 34769-2267

Tax Assessment & Valuation

The 2025 property tax bill for 1501 Missouri Ave was $3,780, up 2.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,780.00 (+2.41%)$211,000 (+2.13%) Land $46,800 Building $164,200$211,000 (+2.13%) Land $46,800 Building $164,200
2024$3,691.00 (+579.74%)$206,600 (+211.81%) Land $46,800 Building $159,800$206,600 (+15.94%) Land $46,800 Building $159,800
2023$543.00 (+1.88%) Homeowner's exemption$66,259 (+3%)$178,200 (+12.78%) Land $34,000 Building $144,200
2022$533.00 Homeowner's exemption$64,330$158,000 Land $30,600 Building $127,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1501 Missouri Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1501 Missouri Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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