Osceola County property record for 1414 Missouri Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1951 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2022) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0272-0060 |
| Primary APN | 01-26-30-0001-0272-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| Gross Area | 2,099 sqft |
| 1st Floor Area | 1,668 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Porch | Metal Porch |
| Porch Area | 640 sqft |
| Deck Area | 192 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 1414 MISSOURI AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 272 LOTS 5-9 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 272 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0272-0060
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4234 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2022 | Warranty Deed, Transfer · VA Mortgage CERTIFIED MORTGAGE PLANNERS |
| Apr 25, 2022 | Warranty Deed, Transfer · Line of Credit OAK AVENUE CAPITAL LLC |
| Dec 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 202290425 |
| Deed Book / Page | 6230 / 401 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 0056490809 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 09, 2022 |
| Property Address | 1414 MISSOURI AVE, SAINT CLOUD, FL 34769-4367 |
| Document Number | 0062300401 |
| Book / Page | 6230 / 401 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022090425 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13808 CHAUVIN AVE, 13808, ORLANDO, FL 32827-3822 |
| Name | Verified Name |
|---|---|
| Address | 1414 MISSOURI AVE, SAINT CLOUD, FL 34769-4367 |
| Document Number | 0006230403 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 6230/403 |
| Name | CERTIFIED MORTGAGE PLANNERS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 25, 2022 |
| Property Address | 1414 MISSOURI AVE, SAINT CLOUD, FL 34769-4367 |
| Document Number | 0061992286 |
| Book / Page | 6199 / 2286 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022064228 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2175 BRONCO DR, 2175, SAINT CLOUD, FL 34771-9561 |
| Name | Verified Name |
|---|---|
| Address | 13808 CHAUVIN AVE, ORLANDO, FL 32827-3822 |
| Document Number | 0061992299 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 6199/2299 |
| Name | OAK AVENUE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0061992288 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 6199/2288 |
| Instrument | 2022064229 |
| Name | ZECHARIAH POWER SOLUTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAS VEGAS, NV 89117 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 30, 2019 |
| Property Address | 1414 MISSOURI AVE, SAINT CLOUD, FL 34769-4367 |
| Document Number | 0056490809 |
| Book / Page | 005649 / 000809 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 168764 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2175 BRONCO DR ST CLOUD FL 347719561, ST CLOUD, FL 34771-9561 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Veteran's exemption | $222,042 (+5.99%) | $236,800 (+13.03%) Land $63,200 Building $173,600 |
| 2024 | $4.00 | ||
| 2023 | $4.00 (-99.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $209,500 (+25.75%) Land $57,500 Building $152,000 | $209,500 (+25.75%) Land $57,500 Building $152,000 |
| 2022 | $2,800.00 | $166,600 Land $51,800 Building $114,800 | $166,600 Land $51,800 Building $114,800 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 470 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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