Escambia County property record for 1501 E Cross St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,867 sqft · built 1954 |
| Lot Size | 0.243 acres (10,598 sqft) |
| Owner | Company Name on File |
| Last Sale | $385,000 (May 2025) |
| Tax Bill | $5,839 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Jul 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000S009025001320 |
| Primary APN | 000S009025001320 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 2,395 sqft |
| 1st Floor Area | 1,867 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,598 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 488 sqft |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 142745000 |
|---|---|
| Street Address | 1501 E CROSS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LTS 1 2 BLK 320 NEW CITY TRACT OR 9313 P 1784 CA 36 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 320 |
| Legal Lot Number | 1 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 802 |
1501 E Cross St is owned by a company that bought it in May 2025.
Source: Escambia County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1712 PIONEER AVE, 5340, CHEYENNE, WY 82001-4406 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2024 | Deed of Trust, Mortgage · Commercial Mortgage NAVIGATOR PRIVATE CAPITAL LLC |
| Jul 30, 2024 | Deed of Trust, Mortgage · Construction Mortgage NAVIGATOR PRIVATE CAPITAL LLC |
| May 7, 2025 | Warranty Deed, Transfer · Line of Credit NAVIGATOR PRIVATE CAPITAL LLC |
| Aug 7, 2023 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on File |
| Deed Sale | May 7, 2025 · Amount on File |
| Prior Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 202532982 |
| Deed Book / Page | 9313 / 1784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1501 E CROSS ST, PENSACOLA, FL 32503-4644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0091811495 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | 9181/1495 |
| Instrument | 2024057813 |
| Name | NAVIGATOR PRIVATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1501 E CROSS ST, PENSACOLA, FL 32503-4644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0091811229 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | 9181/1229 |
| Instrument | 2024057741 |
| Name | NAVIGATOR PRIVATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ANNAPOLIS, MD 21401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 7, 2025 |
| Property Address | 1501 E CROSS ST, PENSACOLA, FL 32503-4644 |
| Document Number | 0093131784 |
| Book / Page | 9313 / 1784 |
| Instrument Date | Apr 29, 2025 |
| Instrument | 2025032982 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1712 PIONEER AVE # 5340, 5340, CHEYENNE, WY 82001-4406 |
| Name | Verified Name |
|---|---|
| Address | 1712 PIONEER AVE # 5340, 5340, CHEYENNE, WY 82001-4406 |
| Document Number | 0093131786 |
|---|---|
| Date | May 7, 2025 |
| Instrument | 9313/1786 |
| Name | NAVIGATOR PRIVATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 7, 2023 |
| Property Address | 1501 E CROSS ST, PENSACOLA, FL 32503-4644 |
| Document Number | 0090200271 |
| Book / Page | 9020 / 271 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023062949 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,128.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4920 DASHIELL PL, WOODBRIDGE, VA 22192-8308 |
| Name | Verified Name |
|---|---|
| Address | 1712 PIONEER AVE # 5340, 5340, CHEYENNE, WY 82001-4406 |
| Investor | Possibly a Property Investor |
| Document Number | 0009020273 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 9020/273 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1501 E Cross St was $5,839, up 13.1% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,839.00 (+13.12%) | $335,471 Land $190,800 Building $144,671 | $335,471 Land $190,800 Building $144,671 |
| 2024 | $5,162.00 (+4.66%) | ||
| 2023 | $4,932.00 (+8.95%) | $279,469 (+3.4%) | $298,079 (+10.28%) Land $137,800 Building $160,279 |
| 2022 | $4,527.00 | $270,289 | $270,289 Land $127,200 Building $143,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1501 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1501 E Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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