1421 E Cross St, Pensacola, FL 32503 Property Records

Escambia County property record for 1421 E Cross St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,304 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jun 2024)
Tax Bill	$6,405 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-009-319`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-009-319`
Alternative APN	`142740100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,304 sqft
Upper Floors Area	2,655 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Lap Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	24 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142740100
Street Address	1421 E CROSS ST
City	PENSACOLA
State	FL
Zip	32503-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	N1/2 OF LOTS 8 9 & 10 AND N 23 FT OF S 1/2 OF LTS 8 9 10 BLK 319 NEW CITY TRACT OR 9155 P 900 CA 53
Legal Subdivision	NEW CITY TRACT
Legal Block	319
Legal Lot Number	8
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2027
Census Tract	802

Owner

1421 E Cross St is owned and occupied by an individual who bought it in June 2024.

Source: Escambia County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1421 E CROSS ST, PENSACOLA, FL 32503-4643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	202442321
Deed Book / Page	9155 / 900
Record Updated	Oct 29, 2026

June 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 3, 2024
Property Address	1421 E CROSS ST, PENSACOLA, FL 32503-4643
Document Number	0091550900
Book / Page	9155 / 900
Instrument Date	Apr 24, 2024
Instrument	2024042321
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	KMA TITLE AGENCY LLC, OMEGA TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 E CROSS ST, PENSACOLA, FL 32503-4643

Mortgage

Document Number	0009155903
Date	Jun 3, 2024
Instrument	9155/903

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1421 E Cross St was $6,405, down 17.9% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,405.00 (-17.92%)		$540,251 Land $192,240 Building $348,011
2024	$7,803.00 (+347.68%)
2023	$1,743.00 (+5.19%)	$103,350 (+8.33%)	$103,350 (+8.33%) Land $103,350
2022	$1,657.00	$95,400	$95,400 Land $95,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1421 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1421 E Cross St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20