1497 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1497 Caterpillar St, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,323 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$161,673 (Mar 2026)
Tax Bill	$6,868 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-25-31-0842-0001-3050`

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0842-0001-3050`
Alternative APNs	`253131084200013050` `153554`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,323 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	2,323 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1497 CATERPILLAR ST
City	SAINT CLOUD
State	FL
Zip	34771-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 305
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1B
Legal Phase	1B
Legal Tract	842
Legal Block	3050
Legal Lot Number	305
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	43600

Owner

Source: Osceola County records · APN 31-25-31-0842-0001-3050

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1515 RINGLING BLVD, 10, SARASOTA, FL 34236-6769
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jul 14, 2021	Re-recorded Document FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2026 · Amount on Record
Deed Sale	Mar 03, 2026 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	202627974
Deed Book / Page	6930 / 2196
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0000027973
Record Updated	Sep 20, 2026

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 03, 2026
Property Address	1497 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0069302196
Book / Page	6930 / 2196
Map Reference	MB 19 PG 189
Instrument Date	Feb 23, 2026
Instrument	2026027974
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,131.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 RINGLING BLVD, SARASOTA, FL 34236-6769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 JEFFERSON AVE, SHORT HILLS, NJ 07078-3236

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2021
Property Address	1497 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0059481418
Book / Page	5948 / 1418
Map Reference	MB 19 PG 189-191
Instrument Date	Apr 28, 2021
Instrument	2021066534
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,401.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	757 S ORANGE AVE APT 202, 757, ORLANDO, FL 32801-3766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 RUMSON RD, STATEN ISLAND, NY 10314-5951

Mortgage

Document Number	59481420
Date	Apr 30, 2021
Instrument	5948/1420

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2021
Property Address	1497 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0060012786
Book / Page	6001 / 2786
Map Reference	MB 19 PG 189-191
Instrument Date	Apr 28, 2021
Instrument	2021109147
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	757 S ORANGE AVE APT 202, 757, ORLANDO, FL 32801-3766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 RUMSON RD, STATEN ISLAND, NY 10314-5951

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,868.00 (+2.35%)	$383,500 (+0.34%) Land $75,000 Building $308,500	$383,500 (+0.34%) Land $75,000 Building $308,500
2023	$6,710.00 (+11.22%)	$382,200 (+14.23%) Land $65,000 Building $317,200	$382,200 (+14.23%) Land $65,000 Building $317,200
2022	$6,033.00	$334,600 Land $60,000 Building $274,600	$334,600 Land $60,000 Building $274,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 148 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 602 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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