Seminole County property record for 1501 Black Bear Ct, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,765 sqft · built 1985 |
| Lot Size | 0.983 acres (42,820 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (Sep 2006) |
| Tax Bill | $7,736 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-21-31-5GB-0000-0010 |
| Primary APN | 07-21-31-5GB-0000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,765 sqft Living Area |
| Gross Area | 4,790 sqft |
| 1st Floor Area | 3,765 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 42,820 sqft (0.983 acres) |
| Garage Type | Attached |
| Garage Area | 1,025 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 750 sqft |
| Deck Area | 1,000 sqft |
| Patio Area | 2 sqft |
| Utility Building | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1501 BLACK BEAR CT |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 1 BEAR CREEK ESTATES PB 26 PGS 57 TO 59 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 07 |
| Legal Subdivision | BEAR CREEK ESTATES |
| Legal Tract | 5GB |
| Legal Lot Number | 1 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21313 |
1501 Black Bear Ct is owner-occupied and held in a trust since July 2024.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1501 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Sep 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2006 · Amount on File |
| Deed Sale | Sep 29, 2006 · Amount on File |
| Prior Sale | Sep 14, 2001 · Amount on File |
| Deed Document Number | 2006156605 |
| Deed Book / Page | 6427 / 1150 |
| Last Transfer Date | Jul 18, 2024 |
| Transfer Doc | 0106640726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1501 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1501 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860 |
| Document Number | 0097061160 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 9706/1160 |
| Instrument | 2020103297 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1501 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860 |
| Document Number | 0093061597 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1501 BLACK BEAR CT WINTER SPRINGS FL 327083860, WINTER SPRINGS, FL 32708-3860 |
| Document Number | 0093061597 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 009306/001597 |
| Instrument | 21726 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 1501 BLACK BEAR CT, WINTER SPRINGS, FL 32708-3860 |
| Document Number | 0089841287 |
| Book / Page | 008984 / 001287 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 90255 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1501 BLACK BEAR CT WINTER SPRINGS FL 327083860, WINTER SPRINGS, FL 32708-3860 |
The 2025 property tax bill for 1501 Black Bear Ct was $7,736.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,736.00 | $508,168 | $980,771 Land $185,000 Building $795,771 |
| 2023 | $7,001.00 (+2.68%) Homeowner's exemption | $479,462 (+3%) | $726,294 (+0.8%) Land $140,000 Building $586,294 |
| 2022 | $6,818.00 Homeowner's exemption | $465,497 | $720,545 Land $140,000 Building $580,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1501 Black Bear Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1501 Black Bear Ct is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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